Senior Underwriter

Chubb; Atlanta (GA); On-site; USD 90,000 - 130,000; Full time

Job summary

Chubb, a global leader in insurance, is seeking an experienced Underwriter to manage a defined geographic territory and build strong broker and client relationships.

In this role you will assess medical professional liability risks, determine pricing and terms, and ensure compliant documentation while collaborating with cross-functional teams. Travel within the territory may be required.

Qualifications

• Bachelor's degree in a relevant field.
• 3+ years of underwriting experience, including middle market or large risks.
• Experience underwriting medical malpractice or casualty is helpful.
• Proven ability to build and manage relationships with internal and external customers.
• Self-motivated, able to work independently under tight deadlines.
• Thrives in a dynamic, fast-paced environment with accountability.

Responsibilities

• Territory management: develop and execute a strategic plan to grow and retain clients.
• Underwriting and risk assessment: evaluate medical professional liability risks and analyze submissions.
• Pricing and terms: determine pricing and terms based on risk and market conditions.
• Policy documentation: prepare and review policy documents and endorsements for accuracy.
• Travel: occasional travel within the territory for broker and client meetings.
• Cross-selling: pursue opportunities to cross-sell products to existing clients.
• Broker and client management: serve as main contact, negotiate terms, resolve issues.
• Market knowledge: monitor industry trends and regulatory changes.
• Collaboration: work with underwriting, claims, risk control, and sales teams.
• Compliance: ensure adherence to guidelines and regulatory requirements.

Skills

Underwriting

Risk assessment

Broker relationships

Pricing

Policy docs

Cross-selling

Travel

Communication

Independence

Education

Bachelor's degree

Job description

RESPONSIBILITIES

• Territory Management: Develop and execute a strategic plan to achieve profitable growth and retention within an assigned geographic territory. Build and maintain strong relationships with key brokers and clients within the territory.
• Underwriting and Risk Assessment: Evaluate new and renewal medical professional liability risks. Analyze submissions, financial statements, loss history, and other relevant information to assess risk exposure.
• Pricing and Terms: Determine appropriate pricing, terms, and conditions based on risk assessment, actuarial guidelines, and market conditions to ensure profitability.
• Policy Documentation: Prepare and review policy documentation, endorsements, and other related correspondence to ensure accuracy and compliance.
• Cross-Selling: Actively identify and pursue opportunities to cross-sell other [Company Name] products and services to existing and prospective clients within the assigned territory. Collaborate with other departments as needed to facilitate cross-selling efforts.
• Broker and Client Management: Serve as a primary point of contact for brokers and clients, providing exceptional service and building strong, long-term relationships. Respond to inquiries, negotiate terms, and resolve issues in a timely and professional manner.
• Market Knowledge: Stay informed about industry trends, market conditions, competitor activities, and regulatory changes within the medical liability sector and assigned territory.
• Collaboration: Work closely with other underwriting team members, claims professionals, risk control specialists, and marketing/sales colleagues to achieve business objectives and provide comprehensive solutions for clients.
• Compliance: Adhere to all underwriting guidelines, company policies, and regulatory requirements. Ensure accurate and compliant documentation throughout the underwriting process.
• Travel: Occasional travel within the assigned territory may be required for broker and client meetings, industry events, and internal meetings.

QUALIFICATIONS

• Bachelor's degree required.
• 3 or more years of underwriting experience, including demonstrated ability to handle middle market and/or large risks.
• Prior experience underwriting medical malpractice or casualty is helpful.
• Proven ability to build and manage strong relationships with both internal and external customers.
• Must be self-motivated and able to work independently and effectively under tight deadlines.
• Thrives in a dynamic, fast-paced environment and demonstrates strong accountability for achieving measurable results.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.