Small Business Underwriter

Chubb; Charlotte (NC); On-site; USD 60,000 - 80,000; Full time

Job summary

Chubb is looking for a motivated candidate for a position in Charlotte, NC, to manage multi-line package underwriting. The role involves evaluating and managing risk while ensuring compliance with established guidelines.

Candidates need a Bachelor’s degree and 1-3 years of underwriting experience. Strong interpersonal and communication skills are essential. The role may require up to 10% travel. Join Chubb’s team and contribute to their reputation as a world leader in insurance.

Qualifications

• 1-3 years of underwriting experience.
• Strong commercial casualty risk underwriting skill.
• Proven business development abilities.

Responsibilities

• Evaluate, accept, reject, or modify risk within underwriting guidelines.
• Ensure compliance with company policies during risk evaluation.
• Provide primary communication for processing requirements.

Skills

Underwriting experience

Interpersonal skills

Communication skills

Teamwork

Commercial casualty risk underwriting

Entrepreneurial mindset

Education

Bachelor of Science or Bachelor of Arts degree

Tools

MS Word

Excel

Job description

Job Description

We are looking for a candidate who is highly motivated to succeed and is results oriented. The experienced candidate will manage multi-line package underwriting with the lines of business including BOP, Commercial Auto, Workers Compensation, and Umbrella. The position underwrites newline and renewal accounts submitted through the online platform.

Major Duties & Responsibilities

• Evaluate, accept, reject, or modify risk within established underwriting guidelines and authority.
• Comply with company policies as well as procedures & rating plans when evaluating and managing risk.
• Ability to sell and negotiate to achieve bottom line profitability for Chubb.
• Provide primary communication and direction for all processing requirements including policy issuance instruction, endorsement requests, billing requirements, and audit review.
• Timely response to broker requests and timely receipt of collateral and agreements in addition to meeting deadlines on submissions of quotations, certificates, and/or policies.
• Perform other duties as required to best serve the customer, team, and management needs.

Qualifications

• Bachelor of Science or Bachelor of Arts degree.
• 1-3 years of underwriting experience.
• Must possess strong commercial casualty risk underwriting skill and competence with the ability to handle small risks.
• Strong Interpersonal skills—ability to establish trust and effective working relationships with others—both external and internal customers.
• Strong Communication Skills, including the ability to listen effectively; to confidently and diplomatically express opinions and voice concerns with other team members; and to present effective written communication to varied audiences.
• Ability to work in and promote a team-oriented environment.
• Ability to use Chubb’s commercial rating and policy issuance systems and software programs (MS Word, Excel) to conduct daily business.
• Self-motivated with the ability to work independently and make logical decisions.
• Demonstrate initiative as evidenced by the ability to organize and prioritize work.
• Up to 10% travel may be required.
• Small commercial experience.
• Strong people and relationship skills.
• Proven business development with entrepreneurial mindset.

About Us

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.