Senior Ultra-High-Net-Worth Mortgage Underwriter

Mmbba; Tampa (FL); Vor Ort; USD 120.000 - 180.000; Vollzeit

Zusammenfassung

Bank of America is seeking an experienced mortgage underwriter for ultra-high-net-worth clients within Global Wealth and Investment Management. This role extends credit, reviews financial statements, and collaborates with private banking teams to tailor bespoke mortgage solutions.

You will prepare approval packages, assess risks, and guide deals through the loan lifecycle, ensuring compliance with SAFE Act requirements and maintaining high standards of accuracy and Excel-based modeling.

Qualifikationen

• 3+ years of commercial or ultra-high-net-worth/complex client credit experience.
• Strong familiarity with personal tax returns and financial statements.
• Ability to analyze complex cash flows involving multiple income streams.
• Bachelor's degree in a related field; formal credit training recommended.

Aufgaben

• Analyze and spread complex personal financial information using advanced Excel workbooks.
• Identify potential risks and mitigants; escalate issues to the appropriate approver for resolution.
• Manage multiple transactions simultaneously throughout the loan lifecycle, from application to booking.
• Regularly communicate and collaborate with partners across lines of business to ensure alignment and timely execution.

Kenntnisse

Credit analysis

Financial statements

Cash flow analysis

Excel modeling

Risk assessment

Underwriting

Attention to detail

Communication

Ausbildung

Bachelor's degree in finance / business / accounting / economics

High School Diploma / GED

Formal credit training

Jobbeschreibung

Bank of America is seeking an experienced mortgage underwriter for ultra-high-net-worth clients within Global Wealth and Investment Management. This role extends credit, reviews financial statements, and collaborates with private banking teams to tailor bespoke mortgage solutions.

You will prepare approval packages, assess risks, and guide deals through the loan lifecycle, ensuring compliance with SAFE Act requirements and maintaining high standards of accuracy and Excel-based modeling.