Senior UHNW Mortgage Underwriter

Mmbba; Charlotte (NC); Hybrid; USD 90,000 - 140,000; Full time

Job summary

Bank of America is seeking an experienced credit professional to extend and monitor loans for ultra high net worth clients within Global Wealth and Investment Management. You will work closely with private banking relationship managers to tailor custom mortgage solutions and review credit standards, with potential loan approval authority.

The role requires 3+ years of credit experience, strong analysis of financial statements, and collaboration across client teams, risk management, and legal

Qualifications

• 3+ years of commercial or ultra-high-net-worth/complex client credit experience.
• Strong familiarity with personal tax returns and financial statements.
• Ability to analyze complex cash flows involving multiple income streams.

Responsibilities

• Financial Analysis: Analyze and spread complex personal financial information using advanced Excel workbooks.
• Risk Assessment: Identify potential risks and mitigants; elevate issues to the approver for resolution.
• Deal Management: Manage multiple transactions throughout the loan lifecycle from application to booking.
• Cross-Functional Communication: Regularly collaborate with partners across lines of business for alignment and timely execution.

Skills

Analytical Thinking

Financial Analysis

Financial Forecasting

Profitability Analysis

Attention to Detail

Business Acumen

Credit and Risk Assessment

Underwriting

Written Communications

Collaboration

Critical Thinking

Portfolio Analysis

Prioritization

Technical Documentation

Education

Bachelor's degree in Business Administration, Finance, Accounting, or Economics

Formal credit training at a major U.S. financial institution

Custom or Commercial underwriting experience

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is seeking an experienced credit professional to extend and monitor loans for ultra high net worth clients within Global Wealth and Investment Management. You will work closely with private banking relationship managers to tailor custom mortgage solutions and review credit standards, with potential loan approval authority.

The role requires 3+ years of credit experience, strong analysis of financial statements, and collaboration across client teams, risk management, and legal