Senior UHNW Mortgage Underwriter (Private Wealth)

Internationalinsuranceprofessionals; Missouri; Hybrid; USD 110,000 - 160,000; Full time

Job summary

Bank of America is seeking an experienced credit underwriter for custom mortgage loans to ultra-high-net-worth clients within Global Wealth and Investment Management, Private Wealth Management and Merrill.

The role requires 3–5+ years of credit experience, and includes coordination with client teams, risk management, and legal partners to deliver timely credit solutions. SAFE Act registration is required where applicable.

Qualifications

• 3+ years of commercial or ultra-high-net-worth/complex client credit experience.
• Strong familiarity with personal tax returns and financial statements.
• Ability to analyze complex cash flows involving multiple income streams.

Responsibilities

• Financial Analysis: Analyze and spread complex personal financial information using advanced Excel workbooks.
• Risk Assessment: Identify potential risks and mitigants; elevate issues to the appropriate approver for resolution.
• Deal Management: Manage multiple transactions simultaneously throughout the loan lifecycle, from application to booking.
• Cross-Functional Communication: Regularly communicate and collaborate with partners across multiple lines of business to ensure alignment and timely execution.

Skills

Analytical Thinking

Financial Analysis

Financial Forecasting

Modeling

Profitability Analysis

Attention to Detail

Business Acumen

Credit and Risk Assessment

Underwriting

Written Communications

Collaboration

Critical Thinking

Portfolio Analysis

Prioritization

Technical Documentation

Education

Bachelor's degree in Business

Credit training

Job description

Bank of America is seeking an experienced credit underwriter for custom mortgage loans to ultra-high-net-worth clients within Global Wealth and Investment Management, Private Wealth Management and Merrill.

The role requires 3–5+ years of credit experience, and includes coordination with client teams, risk management, and legal partners to deliver timely credit solutions. SAFE Act registration is required where applicable.