Senior UHNW Mortgage Underwriter

Internationalinsuranceprofessionals

Charlotte (NC)

Hybrid

USD 90,000 - 130,000

Full time

14 days+

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Benefits offered by this job

In-office culture

Job summary

Bank of America is seeking a skilled Credit Analyst for ultra-high-net-worth mortgage portfolios within GWIM. You will collaborate with private banking teams to analyze client finances, prepare approval memos, and support timely loan bookings.

SAFE Act registration is required and may influence onboarding. The ideal candidate has 3+ years of complex credit experience, strong financial statement analysis, and the judgment to structure credit with mitigants and appropriate risk ratings.

Qualifications

3+ years of commercial or ultra-high-net-worth/complex client credit experience.
Strong familiarity with personal tax returns and financial statements.
Ability to analyze complex cash flows involving multiple income streams.

Responsibilities

Financial Analysis: Analyze and spread complex personal financial information using advanced Excel workbooks.
Risk Assessment: Identify potential risks and mitigants; elevate issues to the appropriate approver for resolution.
Deal Management: Manage multiple transactions simultaneously throughout the loan lifecycle, from application to booking.
Cross-Functional Communication: Regularly communicate and collaborate with partners across multiple lines of business to ensure alignment and timely execution.