Senior UHNW Mortgage Underwriter | Custom Credit Solutions

Internationalinsuranceprofessionals; Phoenix, Northern (AZ, KY); Hybrid; USD 90,000 - 120,000; Full time

Job summary

Bank of America in Phoenix needs an experienced mortgage credit professional to extend and monitor credit for ultra-high-net-worth clients, working closely with private banking teams to tailor mortgage solutions and ensure loan approval execution.

The candidate analyzes personal financial statements, prepares approval packages, and coordinates with risk, real estate credit specialists, and legal partners to timely deliver credit solutions.

Qualifications

• 3+ years of commercial or ultra-high-net-worth/complex client credit experience.
• Strong familiarity with personal tax returns and financial statements.
• Ability to analyze complex cash flows involving multiple income streams.

Responsibilities

• Analyze personal financial statements and liquidity for loan decisions.
• Prepare credit approval packages and memos.
• Collaborate with client teams and risk management to support credit solutions.
• Manage multiple transactions through loan lifecycle.

Skills

Analytical Thinking

Financial Analysis

Credit Risk

Underwriting

Financial Forecasting

Attention to Detail

Portfolio Analysis

Risk Assessment

Communication

Collaboration

Cash Flow Analysis

Education

Bachelor's degree

High School Diploma

Credit training

Job description

Bank of America in Phoenix needs an experienced mortgage credit professional to extend and monitor credit for ultra-high-net-worth clients, working closely with private banking teams to tailor mortgage solutions and ensure loan approval execution.

The candidate analyzes personal financial statements, prepares approval packages, and coordinates with risk, real estate credit specialists, and legal partners to timely deliver credit solutions.