Senior UHNW Mortgage Underwriter

Bank of America; St. Louis (MO); On-site; USD 110,000 - 170,000; Full time

Job summary

Bank of America in St. Louis, MO seeks an experienced credit professional to underwrite custom mortgage loans for ultra high net worth clients. You will spread complex personal financials and prepare approval packages.

The role involves risk assessment, interfacing with teams across lines of business, and managing multiple transactions to booking. A 3+ years' experience and strong knowledge of tax returns are required.

Qualifications

• 3+ years of commercial or ultra-high-net-worth/complex client credit experience.
• Strong familiarity with personal tax returns and financial statements.
• Ability to analyze complex cash flows involving multiple income streams.

Responsibilities

• Financial Analysis Analyse and spread complex personal financial information using advanced Excel workbooks.
• Risk Assessment Identify potential risks and mitigants with escalation as needed.
• Deal Management Manage multiple transactions from application to booking.
• Cross-Functional Communication Collaborate with partners across lines of business for timely execution.

Skills

Analytical Thinking

Financial Analysis

Financial Forecasting and Modeling

Profitability Analysis

Attention to Detail

Business Acumen

Credit and Risk Assessment

Underwriting

Written Communications

Collaboration

Critical Thinking

Portfolio Analysis

Prioritization

Technical Documentation

Education

Bachelor's degree required

High School Diploma / GED

Formal credit training at a major U.S. financial institution

Job description

Bank of America in St. Louis, MO seeks an experienced credit professional to underwrite custom mortgage loans for ultra high net worth clients. You will spread complex personal financials and prepare approval packages.

The role involves risk assessment, interfacing with teams across lines of business, and managing multiple transactions to booking. A 3+ years' experience and strong knowledge of tax returns are required.