Senior Treasury FX Analyst

Western Union; Denver (CO); Hybrid; USD 89,000 - 95,000; Full time

Benefits offered by this job

Health insurance

401K Plan

Parental Leave

Adoption Assistance

Paid Time Off

Life Insurance

Job summary

Western Union is seeking a Senior Treasury Analyst (FX) based in the United States with hybrid work options. The role supports global FX risk management, currency hedging, liquidity planning, and regulatory compliance across multiple teams including Treasury, Accounting, Legal, Technology, and business units.

You will oversee hedging programs, funding forecasts, and reporting while leveraging automation tools to improve processes and reduce manual work.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• 3+ years of experience in Treasury, FX, Capital Markets, Corporate Finance, Banking, or related field.
• 3+ years of experience with FX markets, currency exposure management, or FX hedging programs.
• Advanced proficiency in Microsoft Excel for financial analysis, reporting and data management.

Responsibilities

• Implement and manage currency hedging programs for new product offerings.
• Manage foreign exchange bank relationships and sourcing of currencies.
• Forecast currency needs and ensure funding for consumer transactions.
• Benchmark wholesale FX rates used to price money transfers.
• Collaborate with regional business teams, accounting, and technology groups.
• Support stakeholders with education on FX markets and hedging programs.
• Ensure SOX controls and treasury governance compliance.

Skills

Stakeholder collaboration

Financial analysis

Regulatory knowledge

Excel proficiency

Education

Bachelor's degree in Finance, Accounting, Economics, Business, or a related field

Tools

Power Automate

Alteryx

Power BI

SQL

Treasury Workstations

Job description

Important Note

Candidates must be authorized to work in the United States on a full-time basis; visa sponsorship is not available for this role.

This position requires candidates to be based in Denver or Atlanta, or willing to relocate to one of these locations, with an expectation to work from the office at least three days per week.

Please note that relocation assistance is not provided.

Senior Treasury Analyst (FX)

The Senior Treasury Analyst is responsible for supporting Western Union's global foreign exchange (FX) risk management activities, including currency hedging, liquidity planning, market analysis, and treasury operations. This role partners with Treasury, Accounting, Finance, Legal, Technology, and business teams to help manage foreign currency exposures, optimize funding strategies, and ensure compliance with regulatory and internal control requirements.

JR0131546

Role Responsibilities

• Implementation and management of currency hedging programs for new product and service offerings.
• Help manage all foreign exchange bank relationships and ensure efficient sourcing of foreign currencies.
• Forecast underlying currency needs and ensure proper funding is in place to facilitate consumer transactions.
• Manage and benchmark the wholesale FX rates used to price consumer money transfers.
• The role will involve interaction with key stakeholder groups including regional business teams, corporate and settlement accounting teams, and technology teams.
• Support internal and external stakeholder groups and provide education regarding foreign exchange markets, and risk hedging programs.
• Ensure compliance with all key SOX controls.
• Help maintain group policies and procedures governing FX risk management Ensure compliance with all global derivative regulatory frameworks (examples include Dodd Frank and EMIR).
• Work in close cooperation with Legal and Business teams to ensure compliance with local currency regulations and capital controls.
• Help configure and maintain information in corporate Treasury Workstation.
• Leverage automation and process improvement tools (e.g. Power Automate, Alteryx, etc) to optimize FX risk hedging, reduce manual work, and minimize errors.
• Develop deep understanding of Western Union pricing and settlement mechanics to assist business teams and other stakeholders to address complex ad hoc queries and issues.
• Create and distribute various FX reports to key stakeholder groups.

Basic Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• 3+ years of experience in Treasury, Foreign Exchange (FX), Capital Markets, Corporate Finance, Banking, or a related financial discipline.
• 3+ years of experience working with foreign exchange markets, currency exposure management, or FX hedging programs.
• Advanced proficiency in Microsoft Excel, including financial analysis, reporting, and data management.

Preferred Qualifications

• 3+ years of experience supporting treasury operations, liquidity management, cash management, or financial risk management activities.
• 3+ years of experience partnering with internal stakeholders across Finance, Accounting, Treasury, Legal, Technology, or business functions.
• 3+ years of experience using financial reporting, treasury, trading, or data analysis tools to support decision-making and operational activities.
• Experience supporting global treasury operations within a multinational organization.
• Experience with foreign exchange derivatives, hedging instruments, and risk management frameworks.
• Experience working with Treasury Management Systems (TMS) or Treasury Workstations.
• Knowledge of SOX controls, treasury governance, and financial compliance requirements.
• Familiarity with Dodd-Frank, EMIR, or other derivatives and financial market regulations.
• Experience leveraging automation and analytics tools such as Power Automate, Alteryx, Power BI, SQL, or similar platforms.
• Professional certifications such as CFA, CTP, FRM, CPA, or progress toward certification.

We make financial services accessible to humans everywhere. Join us for what's next. Western Union is well positioned to become the world’s most accessible financial services company—transforminglives and communities.More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward. Just as we help our global customers prosper, we support our employees in achieving their professional aspirations.You’llhave plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. Ifyou’reready to help drive the future of financial services,it’stime forWesternUnion. Learn more about our purpose and people athttps://careers.westernunion.com/

WORKPLACE OPTION

HYBRID - Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

Benefits

BENEFITS AND OTHER DETAILS

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few

(https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your United States Specific Benefits Include

• Medical, Dental, Vision, and Life Insurance
• Paid Time Off
• Parental Leave
• Global Adoption Assistance
• 401K Plan

Salary

The base salary range is $89,000.00 – $95,000.00 per year, total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates’ qualifications, skills, and competencies.

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date

10-12-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.