Senior Technical Underwriter - Remote AI Platform

Bestow; United States; Remote; USD 140,000 - 190,000; Full time

Benefits offered by this job

Competitive salary + equity

Flexible PTO and parental leave

100% paid medical, dental, vision

Lifestyle stipend

Remote work policy

Office in Dallas (Deep Ellum) for in‑c

Diversity and inclusion initiatives

Job summary

Bestow is seeking a Senior Technical Underwriter who will enhance underwriting logic on our instant decision platform, audit internal and third‑party decisions, and monitor metrics to uncover improvement opportunities. You will help iterate carrier framework and contribute to product evolution.

Based in the US, the role reports to the Director of Underwriting Strategy and can be Dallas, TX or Remote (US). Strong analytical skills and a background in life insurance underwriting are essential.

Qualifications

• 8+ years of production life insurance underwriting experience.
• 1+ years experience with underwriting rules engines.
• FALU, FLMI, or CLU preferred.
• Strong technical background, including proficiency with data analysis.
• Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.
• Experience conducting underwriting audits.
• Experience conducting User Acceptance Testing (UAT).
• An understanding of the legal/compliance framework for life insurance and underwriting.
• A self-starter who excels in an independent work culture.
• Adaptable and willing to embrace change.
• AI‑Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high‑impact strategic initiatives, platform auditing, and cross‑functional product development.

Responsibilities

• Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
• Conduct audits to monitor the performance and functionality of our platform and review decisions of third‑party and internal underwriters.
• Monitor underwriting metrics and data to identify opportunities and recommend improvements.
• Develop and iterate on carrier implementation framework
• Contribute to product feature evolution

Skills

Data analysis

Underwriting rules engines

Independent work

AI tooling

Education

FALU/FLMI/CLU

Job description

Bestow is seeking a Senior Technical Underwriter who will enhance underwriting logic on our instant decision platform, audit internal and third‑party decisions, and monitor metrics to uncover improvement opportunities. You will help iterate carrier framework and contribute to product evolution.

Based in the US, the role reports to the Director of Underwriting Strategy and can be Dallas, TX or Remote (US). Strong analytical skills and a background in life insurance underwriting are essential.