Senior Technical Product Manager

Pay Set Limited; United States; On-site; USD 120,000 - 170,000; Full time

Job summary

Payset, a regulated fintech, is hiring a Technical Product Manager to lead our core backend team. This hands-on, infrastructure-focused role sits at the intersection of payments, FX, and multi-currency rails, owning product direction for systems that move money.

You'll partner with engineering leaders and the VP of R&D, translate regulatory constraints into specs, and drive delivery from discovery to release.

Qualifications

• Experience with payment rails, settlement flows, or SEPA/SWIFT in a product role.
• Strong ability to translate regulatory requirements into actionable specs.
• 6+ years in product management, with fintech/payments infrastructure exposure.
• Technical credibility with engineering teams and ability to write clear specs.

Responsibilities

• Own the roadmap for core payment infrastructure and sequencing with engineering leads.
• Collaborate with compliance, risk, and legal to meet regulatory standards.
• Translate complex tech and regulatory needs into clear product specs.
• Drive delivery from discovery through release and iteration.
• Define and track metrics like reliability, latency, and transaction volumes.

Skills

Payments rails

Regulatory awareness

Cross-functional leadership

Technical depth

Education

Engineering background

Job description

About Payset

Payset is a regulated fintech company operating at the intersection of payments, FX, and multi-currency infrastructure. We serve businesses and financial institutions across global markets, enabling fast, compliant, and transparent money movement. Our core platform handles mission-critical payment flows — and we're looking for a Technical PM who can help us build and scale it.

About the role

We're hiring a Technical Product Manager to lead our core backend team. This is a hands‑on, infrastructure‑focused role for someone who has genuinely worked close to the metal in payments — not just managed around it. You'll own the product direction for the systems that move money: payment rails, settlement flows, FX, and the APIs and integrations that sit on top of them.

You'll be the bridge between engineering and the business — someone engineers trust to define the right problem, and stakeholders trust to communicate what's being built and why.

What you'll do

• Own the roadmap for Payset's core payment infrastructure — defining priorities, trade‑offs, and sequencing in collaboration with engineering leads.
• Translate complex technical and regulatory requirements into clear, actionable product specs that engineering can build with confidence.
• Drive delivery across the core backend team — from discovery and scoping through to release and iteration.
• Work closely with compliance, risk, and legal to ensure new features and integrations meet regulatory standards across jurisdictions.
• Own relationships with technical stakeholders: payment schemes, banking partners, and third‑party infrastructure providers.
• Define and track meaningful product metrics — system reliability, transaction success rates, processing latency, and business‑level payment volumes.
• Identify technical debt and infrastructure gaps that create product risk, and make the case for addressing them alongside new feature development.

What we're looking for

• Payments depth, not just exposure — you've worked directly on payment rails, settlement flows, card issuing/acquiring, or SEPA/SWIFT integrations in a product capacity. You can explain how a payment moves end-to-end, what systems touch it, and what can go wrong.
• Technical credibility — you can engage meaningfully with engineers on architecture decisions, challenge technical assumptions, and write specs that don't require translation. A background in engineering or a similarly technical field is a strong advantage.
• Fintech regulatory awareness — practical familiarity with AML/KYC requirements, SEPA rules, PSD2, or equivalent frameworks. Enough to factor compliance into product decisions without needing to be guided by legal at every step.
• Ownership mindset— you define the what and the why, not just coordinate the when. You've shaped product decisions, not just facilitated the process around them.
• 6+ years of product management experience, with at least 3 years in a fintech or payments infrastructure environment.
• Strong communication skills in English — you can translate between engineering, business, and external partners clearly and confidently.

Strong advantages

• Experience with crypto/blockchain payment infrastructure or digital asset platforms.
• Hands‑on familiarity with SEPA Instant, SWIFT GPI, or direct scheme connectivity.
• Experience working in or with regulated EMIs, banks, or payment institutions.
• Prior work with multi‑currency accounts, FX products, or cross‑border payment flows.
• Startup or scale‑up background — comfortable with ambiguity and fast‑moving priorities.

What we offer

• A senior role with real ownership — you'll shape the direction of our most critical infrastructure, not execute someone else's roadmap.
• Direct collaboration with engineering leadership and the VP of R&D.
• A fast‑moving, international team operating across multiple markets and payment corridors.
• Competitive compensation, flexible working arrangements, and room to grow as Payset scales.