Senior Technical Business Analyst - Credit Pricing & Data

Tata Consultancy Services Limited; Charlotte (NC); On-site; USD 110,000 - 125,000; Full time

Job summary

Tata Consultancy Services Limited is seeking a Technical Business Analyst to join our financial services team in Charlotte, NC. You will translate stakeholder needs into specifications, support cross-functional delivery, and design data-driven solutions for credit pricing models.

The role emphasizes SQL/PL-SQL proficiency, domain expertise in pricing workflows, and strong BA certification. Location is Charlotte, NC with a technology-focused team.

Qualifications

• Minimum 5-7 years of financial services experience in credit risk, pricing, or capital markets workflows.
• Experience with Precision Lender pricing application and/or BOFA domain knowledge.
• Advanced Oracle SQL & PL/SQL proficiency.
• Formal Business Analyst Certification.

Responsibilities

• Analyze business and system requirements, translating stakeholder needs into actionable specs.
• Support solution delivery across complex initiatives with business, tech and delivery teams.
• Define scope, assess impacts, and identify integration points across the application ecosystem.
• Identify platform capabilities, contribute to feature definitions, and treat the platform as a product.
• Act as domain expert, provide leadership from implementation experience, ensure quality and traceability.
• Translate credit pricing models (PD/LGD/EAD, ROROC) into system architecture blueprints.
• Map critical data and macro factors from source systems to central pricing database.
• Design test scripts, data-driven queries, and coordinate UAT to validate credit decisions.

Skills

Precision Lender

Oracle SQL & PL/SQL

Business Analyst Certification

Tools

Oracle SQL & PL/SQL

Job description

Tata Consultancy Services Limited is seeking a Technical Business Analyst to join our financial services team in Charlotte, NC. You will translate stakeholder needs into specifications, support cross-functional delivery, and design data-driven solutions for credit pricing models.

The role emphasizes SQL/PL-SQL proficiency, domain expertise in pricing workflows, and strong BA certification. Location is Charlotte, NC with a technology-focused team.