Technical Business Analyst

Tata Consultancy Services; Charlotte (NC); On-site; USD 110,000 - 125,000; Full time

Job summary

Tata Consultancy Services in Charlotte, NC, is seeking a Technical Business Analyst to translate stakeholder needs into actionable requirements for financial services workflows such as credit pricing models. You will partner with business, technology, and delivery teams to ensure alignment with objectives.

The role emphasizes domain expertise for quality and traceability, designing test scripts, and leveraging Oracle SQL/PL-SQL to validate model data.

Qualifications

• 5–7 years of financial services experience.
• Knowledge of Precision Lender pricing app and/or prior BofA experience.
• Advanced Oracle SQL & PL/SQL.
• Business Analyst Certification.

Responsibilities

• Analyze business and system requirements and translate them into actionable specs.
• Collaborate with business, technology and delivery teams to define scope and integrations.
• Identify platform capability needs and treat the platform as a product.
• Provide domain expertise to improve quality, traceability and delivery.
• Translate credit pricing models (PD/LGD/EAD) into architecture blueprints and map data.
• Design test scripts and execute data-driven UAT to validate pricing decisions.
• Write and optimize Oracle SQL queries and PL/SQL procedures to analyze model data.
• Debug pricing mismatches and data pipelines by inspecting DB objects.
• Mentor junior analysts and support Agile milestones.

Skills

Financial services experience

Precision Lender knowledge

Oracle SQL & PL/SQL

Business Analyst Certification

Job description

Job Description

Technical Business Analyst

Must Have Technical/Functional Skills

• Minimum 5–7 Years Of Financial Services Experience, Specifically supporting retail or wholesale credit risk, loan pricing, or capital markets workflows (Credit pricing models).
• Knowledge of Precision Lender pricing application and/or prior Bofa experience in this domain
• Advanced Oracle SQL & PL/SQL
• Business Analyst Certification

Roles & Responsibilities

• Responsible for business and system requirement analysis, translating stakeholder needs into actionable specifications, And supporting solution needs across various complex initiatives
• Analyst partners closely with business, technology and delivery teams to understand the objectives, assess impacts, Manages scope and requirement decisions and identify integration points across the application ecosystem.
• Ability to identify platform capability needs, contribute to feature definition and approach the platform as a product
• They also serve as domain matter expert, provide thought leadership based on implementation experience to strengthen Requirements of quality, traceability and delivery execution.
• Translate complex quantitative credit pricing models (PD/LGD/EAD and risk-adjusted return on capital) into System architecture blueprints Map critical credit application data, financial variables, and macro-economic factors from source systems to the Central pricing data base
• Design extensive test scripts, write data-driven automation queries, and execute user acceptance testing to ensure credit decisions match quantitative models perfectly
• Write and optimize complex Oracle SQL queries and PL/SQL procedures, functions, and packages to analyze model data and reverse-engineer legacy pricing logic
• Debug pricing mismatches and data pipeline failures by deep-diving into database objects, triggers, and stored procedures
• Guide junior analysts on data structures, review technical documentation, and champion Agile delivery milestones

Salary Range

$110,000-$125,000 a year