Senior Tech Risk Manager - Independent Fraud Oversight

PNC; Chicago (IL); On-site; USD 146,000 - 326,000; Full time

Benefits offered by this job

Medical coverage

401(k) matching

Pension and stock purchase plans

Wellness program

Job summary

PNC is seeking an Independent Tech Risk Manager Sr within its BSA/AML organization with extensive fraud risk expertise. You will oversee fraud risk management across technology and lines of business, challenge controls, and translate risk insights for senior leadership. The role operates across multiple U.S.

locations, including Chicago, IL, and supports the ITRM program with governance and risk analytics. Responsibilities include evaluating fraud threats, maintaining risk frameworks, and

Qualifications

• Minimum 15 years of experience in fraud risk management, financial crimes, fraud operations, fraud strategy, fraud analytics, fraud investigations, or related disciplines within banking, payments, financial services, fintech, or other regulated financial institutions.
• Demonstrated expertise across multiple fraud domains, including payment fraud, account takeover, identity fraud, digital fraud, check fraud, card fraud, and emerging fraud threats.
• Strong understanding of enterprise risk management, operational risk management, and second line of defense responsibilities.
• Proven ability to provide effective challenge and influence senior leaders without direct reporting authority.
• Experience interacting with regulators, auditors, risk committees, and executive leadership.
• Strong analytical, communication, presentation, and executive briefing skills.
• Bachelor's degree in Business, Finance, Risk Management, Criminal Justice, Information Security, or a related field.

Responsibilities

• Provide independent oversight and credible challenge of fraud risk management activities across business lines, operations, and technology functions.
• Assess the design and effectiveness of fraud prevention, detection, investigation, and recovery controls.
• Evaluate emerging fraud threats, fraud loss trends, and changes in the external threat landscape, recommending appropriate risk mitigation strategies.
• Review and challenge fraud-related risk assessments, control assessments, risk acceptance decisions, and remediation plans.
• Partner with first line teams to ensure fraud risks are identified, measured, monitored, and managed within established risk appetite.
• Provide subject matter expertise on fraud risk governance, regulatory expectations, and industry leading practices.
• Translate complex fraud risks into clear and actionable narratives for senior management, risk committees, and executive leadership.
• Support the development and enhancement of fraud risk frameworks, policies, standards, metrics, and reporting.
• Challenge business initiatives, products, channels, and technology changes for potential fraud risk impacts.
• Monitor key fraud risk indicators and emerging risk signals and escalate material concerns through appropriate governance forums.
• Support internal audit reviews, regulatory examinations, and independent risk assessments related to fraud risk.
• Serve as a trusted advisor and thought leader on fraud risk across the organization.

Skills

Fraud risk management

Regulatory interaction

Executive briefing

Analytical skills

Communication

Risk governance

Education

Bachelor's degree in Business, Finance, Risk Management, Criminal Justice, Information Security, or related field

Job description

PNC is seeking an Independent Tech Risk Manager Sr within its BSA/AML organization with extensive fraud risk expertise. You will oversee fraud risk management across technology and lines of business, challenge controls, and translate risk insights for senior leadership. The role operates across multiple U.S.

locations, including Chicago, IL, and supports the ITRM program with governance and risk analytics. Responsibilities include evaluating fraud threats, maintaining risk frameworks, and