Senior Fraud Risk Manager, 2LOD (Independent)

PNC Financial Services Group; Birmingham (AL); Hybrid; USD 146,000 - 326,000; Full time

Benefits offered by this job

Medical/dental/vision coverage

401(k) with company match

Pension and stock purchase plans

Paid time off

Job summary

PNC Financial Services Group is seeking an Independent Tech Risk Manager, Sr within its BSA/AML organization. You will oversee fraud risk management as a senior 2LOD contributor across enterprise programs, partnering with business, operations, and technology to identify threats and ensure regulatory alignment.

The role demands deep expertise in fraud risk domains, strong executive communication, and the ability to influence leadership without direct reporting authority.

Qualifications

• Minimum 15 years of experience in fraud risk management within banking, payments, or financial services.
• Expertise across multiple fraud domains including payment, account takeover, identity, digital, check, and card fraud.
• Strong understanding of enterprise risk management and second line of defense responsibilities.
• Proven ability to influence senior leaders without direct reporting authority.
• Experience interacting with regulators, auditors, risk committees, and executive leadership.
• Strong analytical, communication, and executive briefing skills.
• Bachelor's degree in Business, Finance, Risk Management, Criminal Justice, Information Security, or related field.

Responsibilities

• Provide independent oversight and credible challenge of fraud risk management across business lines, operations, and technology.
• Assess the design and effectiveness of fraud prevention, detection, investigation, and recovery controls.
• Evaluate emerging fraud threats, fraud loss trends, and regulatory changes to recommend risk mitigation strategies.
• Review and challenge fraud-related risk assessments, control assessments, risk acceptance decisions, and remediation plans.
• Partner with first-line teams to ensure fraud risks are identified, measured, monitored, and managed within risk appetite.
• Translate complex fraud risks into clear narratives for senior management and risk committees.
• Support development and enhancement of fraud risk frameworks, policies, standards, metrics, and reporting.

Skills

Fraud risk management

Regulatory interaction

Executive briefing

Analytical thinking

Stakeholder influence

Communication

Education

Bachelor's degree

Job description

PNC Financial Services Group is seeking an Independent Tech Risk Manager, Sr within its BSA/AML organization. You will oversee fraud risk management as a senior 2LOD contributor across enterprise programs, partnering with business, operations, and technology to identify threats and ensure regulatory alignment.

The role demands deep expertise in fraud risk domains, strong executive communication, and the ability to influence leadership without direct reporting authority.