Senior Tech Fraud Risk Manager — 2LOD Lead

PNC Financial Services Group; Washington (District of Columbia); On-site; USD 146,000 - 326,000; Full time

Job summary

PNC is seeking an Independent Tech Risk Manager Sr within its BSA/AML organization to serve as a senior subject matter expert on fraud risk. The role focuses on oversight, credible challenge, and risk advisory services across the enterprise fraud program, with multi-location base in major U.S.

markets including Pittsburgh, Houston, Dallas, Raleigh, Charlotte, Birmingham, Cleveland, Chicago, Washington, Denver, or Phoenix.

Qualifications

• The minimum 15 years of experience must be in fraud risk management or related disciplines within regulated financial institutions.
• Demonstrated expertise across multiple fraud domains including payment, account takeover, identity and digital fraud.
• Strong understanding of enterprise risk management and second line of defense responsibilities.

Responsibilities

• Provide independent oversight and credible challenge of fraud risk management activities across business lines, operations, and technology functions.
• Assess the design and effectiveness of fraud prevention, detection, investigation, and recovery controls.
• Evaluate emerging fraud threats and loss trends, recommending risk mitigation strategies.
• Review and challenge fraud-related risk assessments and remediation plans.
• Partner with first line teams to manage fraud risk within established risk appetite.
• Provide subject matter expertise on fraud risk governance and regulatory expectations.
• Translate complex fraud risks into actionable narratives for senior leadership and risk committees.
• Support development and enhancement of fraud risk frameworks, policies, and reporting.
• Challenge business initiatives for potential fraud risk impacts.
• Monitor key fraud risk indicators and elevate material concerns through governance forums.

Skills

Fraud risk management

Executive briefing

Regulatory interaction

Education

Bachelor's degree

Job description

PNC is seeking an Independent Tech Risk Manager Sr within its BSA/AML organization to serve as a senior subject matter expert on fraud risk. The role focuses on oversight, credible challenge, and risk advisory services across the enterprise fraud program, with multi-location base in major U.S.

markets including Pittsburgh, Houston, Dallas, Raleigh, Charlotte, Birmingham, Cleveland, Chicago, Washington, Denver, or Phoenix.