Senior Software Engineer - Secure, Scalable Credit Risk Tech

JPMorgan Chase & Co.; Jersey City (NJ); On-site; USD 120,000 - 170,000; Full time

Job summary

JPMorgan Chase & Co. in Jersey City is seeking a Software Engineer III within Credit Risk Technology to design, build, and deliver trusted, scalable software solutions.

You will join an agile team and contribute across design, development, testing, and production support while maintaining secure, reliable systems that satisfy business objectives.

The role emphasizes strong coding practices, automated testing, and collaboration with cross-functional partners to advance risk analytics capabilities.

Qualifications

• Formal training or certification in software engineering with 3+ years applied experience.
• Hands-on system design, application development, testing, and operational stability.
• Proficient in Java, Spring Boot, JPA, and REST.
• Experience with automated unit tests (JUnit, Mockito).
• Experience in large corporate environments with modern programming and database querying languages.
• Solid understanding of the Software Development Life Cycle and agile methodologies.

Responsibilities

• Executes software solutions, design, development, and troubleshooting beyond routine approaches.
• Creates secure, high-quality production code and maintains algorithms.
• Produces architecture and design artifacts for complex applications and ensures design constraints are met.
• Gathers and analyzes large data sets to visualize and report for continuous improvement.
• Identifies hidden data patterns to drive improvements in coding hygiene and architecture.
• Contributes to software engineering communities of practice and explores new technologies.
• Adds to team culture of diversity, opportunity, inclusion, and respect.

Skills

Java

Spring Boot

JPA

REST

Unit testing

JUnit

Mockito

CI/CD

Agile

Security

Tools

JUnit

Mockito

SQL

Git

AWS

Job description

JPMorgan Chase & Co. in Jersey City is seeking a Software Engineer III within Credit Risk Technology to design, build, and deliver trusted, scalable software solutions.

You will join an agile team and contribute across design, development, testing, and production support while maintaining secure, reliable systems that satisfy business objectives.

The role emphasizes strong coding practices, automated testing, and collaboration with cross-functional partners to advance risk analytics capabilities.