Senior SBA Underwriter & Credit Strategist (Remote)

Fifth Third Bank; Ohio; Remote; USD 82,000 - 173,000; Full time

Job summary

Fifth Third Bank seeks an SBA Lead Underwriter to review and decide small business loan requests within approved authority. The role includes mentoring junior underwriters and coordinating with relationship managers to review deals, model cash flows, and structure transactions.

You will ensure SBA policy compliance, stay current on SBA program changes, and supervise closing, funding, and post-closing steps while maintaining strong customer service and risk management practices.

Qualifications

• Bachelor's degree in accounting, finance, or economics or equivalent industry experience required.
• Total work experience of 5 years including 2 to 4 years of underwriting, credit, or originations experience.
• Thorough working knowledge of SBA SOP 50-10-6 and other SOP program guides.
• Excellent knowledge of B2B, CCAS, nCino, AFS, Appraisal systems, CLAS/LaserPro Loan Doc Prep Systems.

Responsibilities

• Underwriting focus on new money to new borrowers to the bank.
• Work in cooperation with relationship managers with initial deal review, modeling, and structuring.
• Work with RM's with deal pre-clearance within the Structured Finance Group, Credit, Capital Markets/Syndications, and other constituents.
• Coordinate with the RM and Credit to obtain the proper credit approval.
• Develop training and education guidelines for SBA lending.

Skills

Attention to detail

Verbal communication

Written communication

Highly organized

Education

Bachelor's degree in accounting, finance, or economics

Tools

SBA SOP 50-10-6

B2B

CCAS

nCino

AFS

CLAS

LaserPro

Loan Doc Prep Systems

Word

Excel

Outlook

Internet Explorer

Job description

Fifth Third Bank seeks an SBA Lead Underwriter to review and decide small business loan requests within approved authority. The role includes mentoring junior underwriters and coordinating with relationship managers to review deals, model cash flows, and structure transactions.

You will ensure SBA policy compliance, stay current on SBA program changes, and supervise closing, funding, and post-closing steps while maintaining strong customer service and risk management practices.