Senior RMF Warehouse Finance Operations Lead

Perennial Resources International; New York (NY); On-site; USD 140,000 - 190,000; Full time

Job summary

Mizuho Americas is seeking a VP/AVP for the Warehouse Finance Middle Office focused on Residential Mortgage Finance in New York. You will drive operational excellence, optimize workflows, and strengthen controls across systems and governance in partnership with Technology, Credit, and Operations.

The role emphasizes deep RMF knowledge, attention to detail, and the ability to manage multiple workstreams in a highly controlled environment.

Qualifications

• 5+ years of experience in Residential Mortgage Finance and warehouse lending.
• Experience with borrowing base calculations and warehouse facilities.
• Attention to detail and ability to validate complex calculations.
• Ability to manage multiple workstreams in a controlled environment.
• Advanced Excel; familiarity with SQL and ProMerit preferred.

Responsibilities

• Oversee day-to-day warehouse lending operations including fundings, paydowns, collateral onboarding/releases, and facility maintenance
• Review and validate borrowing base calculations, margin requirements, collateral eligibility, and facility utilization
• Coordinate client funding requests, loan sales, payoffs, and other transaction activities
• Monitor reconciliations and exception management to keep balances accurate
• Serve as primary point of contact for clients, custodians, servicers, and internal stakeholders
• Direct new client onboarding and warehouse facility setup
• Partner with Technology, Credit, Operations, and Business stakeholders to evolve RMF operating model and governance

Skills

Mortgage finance knowledge

Excel

Attention to detail

Multitasking

Tools

SQL

ProMerit

Job description

Mizuho Americas is seeking a VP/AVP for the Warehouse Finance Middle Office focused on Residential Mortgage Finance in New York. You will drive operational excellence, optimize workflows, and strengthen controls across systems and governance in partnership with Technology, Credit, and Operations.

The role emphasizes deep RMF knowledge, attention to detail, and the ability to manage multiple workstreams in a highly controlled environment.