Senior Risk Management Analyst

PulteGroup; Atlanta (GA); On-site; USD 90,000 - 120,000; Full time

Job summary

PulteGroup, headquartered in Atlanta, is seeking a Senior Risk Management Analyst to collect and analyze exposure, claims, and insurance data to support risk financing and actuarial analyses. You will work with internal stakeholders, insurance carriers, brokers, actuaries, and captive managers to identify loss trends and develop loss-control recommendations.

The role requires strong Excel skills, solid communication, and the ability to translate complex data into actionable insights for

Qualifications

• Minimum 4–7 years of experience in risk management, insurance, or finance.
• Bachelor's degree in Finance, Risk Management, Accounting, Business, or related field.
• Knowledge of risk management, property and casualty insurance, actuarial concepts.
• Experience with captive insurance companies or risk retention groups would be a plus.

Responsibilities

• Collect, validate, analyze, and report loss and exposure data from multiple sources.
• Prepare actuarial data submissions, loss triangles, and supporting schedules.
• Evaluate loss trends, identify root causes, and recommend loss-control measures.
• Interact with brokers, carriers, and reinsurers on data and underwriting needs.
• Assist with budgeting, cost allocations, and financial reporting for risk programs.

Skills

Risk management

Actuarial analysis

Data analysis

Excel

Education

Bachelor's degree in Finance/Risk Management/Accounting/Business

Tools

Excel

Job description

Build a Career That Builds Your Future — with PulteGroup!

Welcome to PulteGroup where we believe in building more than just homes— we believe in building inspired employees, meaningful careers, and a legacy of excellence. If you're looking for work that moves you, a team that values your ideas, and a company that brings you pride, you’ve come to the right place. As one of the nation’s largest and most respected homebuilders, PulteGroup offers opportunities to grow within a Fortune 500 company that’s consistently recognized as a Fortune 100 Best Company to Work For and a certified Great Place to Work. We’re driven by the bold purpose of Building Incredible Places for People to Live Their Dreams. For over 70 years, we’ve been building more than homes—we’ve been building trust, innovation, and a culture where every team member is empowered to thrive. Join a company that champions inclusion, celebrates diversity, and supports your personal and professional journey. Headquartered in vibrant Atlanta, Georgia, and operating in over 45 markets nationwide, we’re proud to build homes through our trusted family of brands—including Innovative Construction Group, Centex, Pulte Homes, Del Webb, DiVosta Homes, American West, and John Wieland Homes and Neighborhoods, Pulte Mortgage, PGP Title, Pulte Insurance Agency—all united under the PulteGroup name.

Job Summary

The Senior Risk Management Analyst is responsible for collecting, analyzing, validating, and presenting the Company's exposure, claims, and insurance data to support risk financing, actuarial analyses, insurance renewals, captive insurance operations, and management decision-making. The position identifies loss trends, cost drivers, and emerging risks, while providing recommendations related to loss control, claims mitigation, and insurance program performance. The role works closely with internal stakeholders, insurance carriers, brokers, actuaries, captive managers, and other external partners.

Primary Responsibilities

Risk, Finance and Actuarial Activities

• Collect, validate, analyze, evaluate loss, claims, and exposure data from multiple internal and external sources.
• Prepare reports, analyses, and recommendations related to loss control, premium allocation, claims mitigation, and risk financing initiatives.
• Prepare quarterly actuarial data submissions, loss triangles, and supporting schedules for actuarial analyses.
• Review and analyze actuarial reports and assess the impact on the Company's insurance programs, captive insurance companies, and risk retention group.
• Evaluate loss trends, identify root causes and cost drivers, and develop recommendations to improve loss performance and risk management outcomes.
• Develop, maintain, and analyze division risk allocation methodologies and internal insurance cost allocations.

Risk Financing

• Assist with forecasting, budgeting, and financial planning activities associated with the Company's insurance and risk financing programs.
• Support development and analysis of insurance expense allocations, loss allocations, and cost-benefit analyses.
• Assist in ensuring compliance with internal controls, financial procedures, and departmental policies.
• Verify and review expenditures related to departmental accounting and budgeting activities.

Insurance Carrier Interaction

• Prepare and distribute quarterly reinsurance billings and carrier loss runs.
• Monitor loss activity and report on policy limit erosion, aggregate erosion, and significant claims developments.
• Interact with insurance brokers, carriers, and reinsurers regarding loss data, billing issues, and underwriting information.
• Prepare and analyze underwriting data and renewal submissions for insurance program renewals.
• Support insurance marketing and renewal efforts by providing accurate exposure, claims, and financial information.

Captive Management

• Assist with preparation and analysis of captive insurance company and risk retention group financial statements.
• Assist with cash flow projections, reserve analyses, and financial reporting requirements.
• Support monthly financial closing processes and general ledger reconciliations related to captive insurance operations.
• Work with external captive managers, actuaries, auditors.

SCOPE

• Decision Impact: Function/Organization
• Department Responsibility: Single
• Budgetary Responsibility: No
• Direct Reports: No
• Indirect Reports: No

Required Education

• Minimum Bachelor’s Degree in Finance, Risk Management, Accounting, Business, or equivalent

Required Experience

• Related Functional Experience: Minimum of 4 to 7 years’ experience in risk management, insurance, risk finance, actuarial support or finance-related positions
• Knowledge of principles of risk management, property and casualty insurance, actuarial science, insurance industry practices, and accounting.
• Experience working with captive insurance companies or risk retention groups.
• Experience supporting actuarial analysis, reserve studies, or insurance renewals.
• Knowledge of insurance policy language and contracts
• Good written and verbal communication skills.
• Ability to work effectively with various levels of management and external business partners.
• Advanced Microsoft Excel skills and ability to work with large datasets.
• Strong analytical and organizational skills.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. We will provide a reasonable accommodation to a qualified applicant with a disability that will enable the individual to have an equal opportunity to participate in the application process and to be considered for a job.

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Pulte Homes of Minnesota is an equal employment opportunity/affirmative action employer.

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