Senior Risk Associate (Fully Remote)

Lithic; United States; Remote; USD 120,000 - 160,000; Full time

Job summary

Qualifications

• Hands-on experience in risk assessment within fintech, payments, or banking.
• Fluency with rubric-based scoring and defend ratings; comfortable with AI-assisted tooling.

Responsibilities

• Execute client risk assessments: document collection, interviews, scoring, written assessments, and tier determination.

Skills

Risk assessment

Rubric-based scoring

AI-assisted tooling

Fintech risk awareness

Tools

AI tooling

Job description

• You will own the client risk assessment program, third-party risk management, and enterprise risk assessment, end to end.
• You'll continuously improve rubrics, questionnaires, and SOPs to keep assessments defensible and repeatable.

What You'll Do:

• Execute client risk assessments: document collection, interviews, scoring, written assessments, and tier determination.
• Run third-party risk operations: vendor intake, due diligence, control reviews, and annual reviews.
• Test, deploy, and tune AI agentic tooling across assessment workflows, including document review and questionnaire analysis.

What You'll Bring:

• Hands-on experience in risk assessment within fintech, payments, or banking, across client, third-party, or enterprise risk.
• Working knowledge of underwriting fundamentals: financial statement review, liquidity analysis, and limit setting.
• Fluency with rubric-based scoring and the ability to defend ratings, plus comfort with AI-assisted tooling.

Lithic

Lithic is a modern card issuing and processing platform that powers card programs for 100+ fintech clients, including Mercury, Flex, and Novo. With a team of 170+ across 26 states and 7 countries, we're backed by investors like Bessemer and Index, and we foster a culture of innovation and flexibility.