Senior Risk Analytics Lead, Credit Strategy

GreenSky LLC; Atlanta (GA); Hybrid; USD 140,000 - 210,000; Full time

Benefits offered by this job

Annual bonus

Medical, dental, vision

401k retirement benefits

Paid time off

Job summary

GreenSky LLC, headquartered in Atlanta, GA, seeks a seasoned credit risk professional to advance risk and pricing strategies for the Home Improvement lending business. This high-ownership role runs from strategy design to execution, defining loan-level valuation, monitoring performance signals, and implementing test-and-learn strategies within GreenSky’s decisioning framework.

You will collaborate with Product, Legal, Capital Markets, Servicing, and Risk, communicating complex topics to senior

Qualifications

• 4+ years in credit risk, credit strategy, or analytics within financial services or fintech.
• Experience building loss and valuation models for consumer credit portfolios.
• Strong understanding of delinquency dynamics, loss emergence, and early performance monitoring.
• Hands-on experience with test-and-learn methodologies (e.g., A/B testing, champion/challenger).
• Expertise in pulling structured data with SQL and using Excel/Tableau/Python for analytics.
• Experience implementing credit strategies in a decision engine or rules-based system.

Responsibilities

• Build and maintain loan-level valuation models incorporating loss, delinquency roll-rates, prepayment behavior, recoveries, and cash-flow curves.
• Translate performance assumptions into margin, risk-adjusted return, and profitability estimates.
• Design and execute test-and-learn frameworks across underwriting, segmentation, pricing, and limits.
• Define success metrics, guardrails, and decision criteria for scaling or discontinuing strategies.
• Collaborate cross-functionally to ensure strategies are executable and well-controlled.
• Own pre-screen credit strategy, including criteria design, execution, and monitoring.

Skills

credit risk

credit strategy

analytics

SQL

Excel

Tableau

Python

test-and-learn

decisioning

communication

Education

Bachelor's degree in Economics/Statistics/Mathematics/Engineering/CS

Advanced degree preferred

Tools

SQL

Excel

Tableau

Python

Job description

GreenSky LLC, headquartered in Atlanta, GA, seeks a seasoned credit risk professional to advance risk and pricing strategies for the Home Improvement lending business. This high-ownership role runs from strategy design to execution, defining loan-level valuation, monitoring performance signals, and implementing test-and-learn strategies within GreenSky’s decisioning framework.

You will collaborate with Product, Legal, Capital Markets, Servicing, and Risk, communicating complex topics to senior