Senior Risk Analyst – TPRM & Financial Analytics (Remote)

Pathward, N.A.; United States; Hybrid; USD 72,000 - 120,000; Full time

Benefits offered by this job

Health insurance

401(k)

Life insurance

Disability benefits

Paid time off

Job summary

Pathward, N.A. is seeking a Senior Risk Analyst within the TPRM function to assess third-party financial health and risks across merchant acquiring, card issuing, lending, and payments. You will analyze liquidity, solvency, and capital adequacy while contributing to exposure reporting.

You will also stand up metrics, test control effectiveness, and challenge risk assessments with strong data-driven communication. Hybrid remote with onsite locations in multiple states.

Qualifications

• Proven track record in financial and credit analysis, ongoing monitoring, portfolio analysis, data analytics and risk modeling.
• Experience in analyzing risks in merchant acquiring, card issuing, commercial and consumer lending, payments, or equivalent third-party risk management at the enterprise level.
• Bachelor’s degree in business or related field.
• MBA or relevant master’s degree or equivalent experience.
• Proficient use of Generative AI.
• Effective writing and presentation skills.
• Strong organizational and problem-solving skills.

Responsibilities

• Conduct ongoing financial and credit reviews on third parties and key partners to determine their financial health, including liquidity, solvency, profitability, and capital adequacy.
• Assist in standing up TPRM’s exposure reporting, periodic metric monitoring and partner reserve management function.
• Control test the financial risk assessments performed at the First Line.
• Provide credible challenge on risk assessments, control effectiveness and risk acceptance requests.
• Gather and analyze data from various databases, enterprise systems and business intelligence platforms.

Skills

Financial analysis

Credit analysis

Data analytics

Risk modeling

Presenting findings

Proficient in AI

Education

Bachelor’s degree in business or related field

MBA or related master’s degree

Tools

Generative AI

BI / dashboards

Job description

Pathward, N.A. is seeking a Senior Risk Analyst within the TPRM function to assess third-party financial health and risks across merchant acquiring, card issuing, lending, and payments. You will analyze liquidity, solvency, and capital adequacy while contributing to exposure reporting.

You will also stand up metrics, test control effectiveness, and challenge risk assessments with strong data-driven communication. Hybrid remote with onsite locations in multiple states.