Senior Relationship Manager - Business Credit

First National Bank; Pittsburgh (Allegheny County); On-site; USD 90,000 - 150,000; Full time

Job summary

First National Bank in Pittsburgh seeks a Senior Relationship Manager – Business Credit to lead client relationships within Commercial Banking. You will work with the President of the Pittsburgh Region and assist in loan structuring, risk management, and credit decisions while driving profitability and client satisfaction.

Ideal candidates have a BA/BS, 10+ years in related roles, and strong communication, analytical, and leadership skills.

Qualifications

• BA or BS degree required.
• Minimum 10 years of experience in relationship management or commercial lending.
• MBA preferred; strong credit process knowledge and leadership services.

Responsibilities

• Assist in leading and managing to meet the financial services needs of customers.
• Review market research to determine customer needs and opportunities.
• Coordinate customer service and sales efforts to achieve goals.
• Support profitability through lending activities and loan related fees.
• Assist in loan structuring and credit decisions within lending authority.
• Ensure credit quality and compliance with bank policies.

Skills

Excellent management

Excellent communication

Excellent customer service

Organizational skills

Analytical skills

Personal computer skills

Education

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

Primary Office Location: 626 Washington Place. Pittsburgh, Pennsylvania. 15219. Join our team. Make a difference - for us and for your future.

Position Title

Senior Relationship Manager - Business Credit

Business Unit

Commercial Banking

Reports To

President of Pittsburgh Region

Position Overview

This position is primarily responsible for assisting the Managing Director of Business Credit in the oversight of the Business Credit of the Bank. The incumbent provides support and relationship development to Business Credit along with assignment of a lending portfolio.

Primary Responsibilities

• Assists in leading and managing to meet the financial services needs of customers.
• Reviews ongoing market research to determine customer needs, volume potential, competitive strategies, etc.
• Coordinates customer service and sales efforts to attain specific goals and objectives.
• Achieves profitability goals and impacts profitability through sale of commercial loans, expansion of loan fees and management of related expenses.
• Develops resources as appropriate to improve efficiency and productively.
• Coordinates the preparation of periodic and sales reports and forms as required.
• Supports the lending activities by approving or rejecting loans within lending authority, performing tasks to use lending authority including all appropriate types of credit while maintaining the bank's credit quality and culture.
• Assists in loan structuring and related activities.
• Actively participates in actions designed to support credit quality and the Bank's credit culture.
• Administers personnel policies and procedures as established by Bank policy.
• Performs other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
• F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Education

BA or BS

Minimum Years Experience

10

Special Skills

• Excellent management skills
• Excellent communication skills, both written and verbal
• Excellent customer service skills
• Excellent organizational, analytical and interpersonal skills
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• MBA preferred. Proficient commercial and retail lending and commercial and retail and leadership services skills and the credit process from application through documentation.

Special Licenses and Certificates

N/A

Physical Requirements

N/A

Equal Employment Opportunity (EEO)

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.