Senior Quantitative Credit Risk Analyst

First Tech Federal Credit Union; Chelmsford (MA); Hybrid; USD 117,000 - 140,000; Full time

Benefits offered by this job

Medical, dental, vision benefits

401(k) with match

Paid time off and holidays

Employee pricing on lending products

Job summary

First Tech Federal Credit Union is seeking a senior quantitative credit risk professional to design and maintain CECL models and risk analytics. You will lead development of portfolio-level and enterprise risk models, perform advanced analyses, and communicate findings to leadership.

The role requires strong SQL/Python skills, experience with large datasets, and a collaborative approach across risk, finance, and auditing teams.

Qualifications

• Bachelor's degree in a field relevant to the role or 4 additional years of relevant experience
• 6+ years of relevant experience required
• Strong knowledge of quantitative risk management principles and risk measurement methodologies
• Experience with CECL models and expected credit loss for lending portfolios
• Advanced SQL proficiency and experience with large datasets
• Proficiency in Python, R, SAS, MATLAB or similar languages
• Experience with statistical analysis, predictive modeling, and ML techniques
• Knowledge of risk management frameworks and model governance standards
• Experience developing dashboards with Power BI/Tableau
• Excellent analytical, communication, and cross-functional collaboration skills
• Ability to influence across multiple business functions

Responsibilities

• Support CECL model design, development, and enhancement across portfolios
• Lead development and maintenance of quantitative credit risk models
• Perform advanced statistical analyses to identify emerging risks
• Design stress tests and scenario analyses to assess risk exposure
• Analyze large datasets to identify trends and risk drivers
• Evaluate model performance and conduct back-testing and monitoring
• Collaborate with finance/compliance/audit for enterprise risk assessments
• Prepare quantitative analyses and executive-level reports
• Support regulatory examinations and model governance activities
• Mentor junior analysts and promote analytical best practices
• Identify opportunities to improve data quality and reporting automation

Skills

Quantitative risk management

Statistical modeling

Forecasting techniques

Risk measurement methodologies

SQL

Python

R

SAS

MATLAB

Power BI/Tableau

Dashboards/reporting

Data analysis

Communication

Cross-functional collaboration

Education

Bachelor's degree or 4 years of relevant experience

Tools

SQL

Python

R

SAS

MATLAB

Power BI

Tableau

Job description

First Tech Federal Credit Union is seeking a senior quantitative credit risk professional to design and maintain CECL models and risk analytics. You will lead development of portfolio-level and enterprise risk models, perform advanced analyses, and communicate findings to leadership.

The role requires strong SQL/Python skills, experience with large datasets, and a collaborative approach across risk, finance, and auditing teams.