Senior Property Underwriter – Cat Risk & Parametric Pricing

Arbol; United States; Remote; USD 140,000 - 150,000; Full time

Benefits offered by this job

Equity

Health benefits

401(k) match

Flexible PTO

Job summary

Arbol is hiring a Senior Underwriter to evaluate, price, and bind property and weather-related risks with a focus on wildfire. You’ll own submissions from first look through bind, collaborating with brokers, data science, and capacity partners.

You’ll bring 4+ years in commercial property underwriting, experience with E&S, and a strong grasp of catastrophe modeling and pricing tools. This role is based in the United States and offers competitive compensation and health benefits.

Qualifications

• 4+ years of experience in commercial property underwriting or related roles.
• Solid understanding of catastrophe exposure and how it drives pricing and capacity.
• Experience in the E&S market with wholesale brokers.
• Comfort with data, cat model output, pricing tools; strong Excel skills.
• Clear written and verbal communication with brokers, partners, and internal teams.
• Active Property & Casualty license or willingness to obtain one within 90 days.

Responsibilities

• Assist with and lead insurance and reinsurance underwriting, including risk selection and aggregate management.
• Grow the commercial book in admitted and surplus lines, including parametric.
• Develop market distribution channels and build broker relationships.
• Review, analyze, and price new and renewal submissions for property, catastrophe, and parametric risks.
• Partner with data science and risk modeling to use catastrophe models and exposure analytics in pricing.
• Structure parametric triggers, limits, and payout terms for clients.
• Prepare underwriting files, referrals, and pricing rationale for capacity partners.
• Monitor portfolio aggregation, loss performance, and flag concentrations or trends.
• Ensure compliance with underwriting guidelines, authority limits, and surplus lines rules.
• Refine underwriting guidelines, rating tools, and workflows as markets expand.
• Mentor junior underwriters and analysts.

Skills

Catastrophe exposure knowledge

Excel skills

Data-driven pricing

Python

SQL

E&S underwriting experience

Broker relationships

Education

Property & Casualty license

Tools

Verisk

Moody's RMS

Pricing tools

Job description

Arbol is hiring a Senior Underwriter to evaluate, price, and bind property and weather-related risks with a focus on wildfire. You’ll own submissions from first look through bind, collaborating with brokers, data science, and capacity partners.

You’ll bring 4+ years in commercial property underwriting, experience with E&S, and a strong grasp of catastrophe modeling and pricing tools. This role is based in the United States and offers competitive compensation and health benefits.