Senior Product Manager, Real-Time Payments & Integrations

Incedo Inc.; New York (NY); Hybrid; USD 140,000 - 180,000; Full time

Job summary

Incedo Inc. seeks a Senior Product Manager to own the strategy, roadmap, and execution of next-generation digital payment capabilities, focusing on real-time money movement, P2P payments, and integrations with major networks.

You will drive cross-functional alignment across engineering, operations, fraud/risk, and compliance. The role requires a strong payments background, hands-on with payment rails, and Proven ability to lead Agile teams delivering complex fintech products while managing a

Qualifications

• 10+ years of product management or product ownership experience.
• Hands-on experience with a digital payment rail (Zelle, RTP, FedNow, ACH, or comparable).
• Strong understanding of payment rails, settlement lifecycle, and financial-services regulatory frameworks.
• Proven ability to lead Agile teams and deliver complex technical products.
• Experience writing user stories, acceptance criteria, and functional requirements.
• Exceptional communication, analytical, and stakeholder-management skills.

Responsibilities

• Define and evolve the long-term strategy for digital payments, including instant transfers, P2P experiences, and money-movement enhancements.
• Lead end-to-end integrations with digital payment networks; manage certification, rule compliance, and operational readiness.
• Backlog ownership: convert business needs into user stories, acceptance criteria, and a prioritized product backlog.
• Agile delivery leadership: partner with engineering to drive sprint planning, backlog grooming, and release execution.
• Fraud, risk & compliance alignment: ensure secure, compliant payment experiences with fraud, risk, and compliance teams.
• Transaction lifecycle oversight: oversee payment flows including authorization, posting, settlement, exceptions, and reconciliation.
• Stakeholder engagement: act as the primary liaison across business, operations, customer support, and technology teams.
• Data-driven decision making: define and track KPIs such as payment success rate, fraud loss rate, adoption, and transaction latency.
• Platform stability & incident support: support production stability, root-cause analysis, and continuous improvement initiatives.

Skills

Product management

Digital payments

Agile delivery

Stakeholder management

User stories & acceptance criteria

Communication

Analytics

Tools

Payment orchestration engines

APIs

Job description

Incedo Inc. seeks a Senior Product Manager to own the strategy, roadmap, and execution of next-generation digital payment capabilities, focusing on real-time money movement, P2P payments, and integrations with major networks.

You will drive cross-functional alignment across engineering, operations, fraud/risk, and compliance. The role requires a strong payments background, hands-on with payment rails, and Proven ability to lead Agile teams delivering complex fintech products while managing a