Senior Product Manager - Credit

Jobgether SRL; United States; Remote; USD 121,000 - 151,000; Full time

Benefits offered by this job

Health insurance

Annual bonus

Remote work stipend

Equity in company

Professional development budget

Flexible work environment

Retirement savings program

Job summary

Jobgether SRL is seeking a Senior Product Manager - Credit to lead a scalable credit platform from the United States. You will shape multi-quarter roadmaps, define backend and API requirements, and guide cross-functional teams from concept to launch.

The role emphasizes regulatory awareness, data-driven decision making, and strong communication with stakeholders across Engineering, Legal, Risk, and GTM teams. This is a remote position with US-wide eligibility.

Qualifications

• At least 5 years of product management experience focused on credit cards, lending, or related financial products.
• At least 5 years of hands-on experience with backend systems and APIs.
• Deep knowledge of APIs, distributed systems, and modern production environments.
• Experience translating complex product requirements into technical specs, data models, and scalable platform capabilities.
• Strong understanding of regulatory and compliance considerations for credit products.
• Exceptional written and verbal communication; able to explain complex concepts to engineers, executives, and customers.
• Demonstrated ability to influence stakeholders and build cross-functional partnerships.
• Strong strategic thinking, analytical skills, and prioritization of product investments.
• Customer-focused mindset with data-driven validation of solutions.

Responsibilities

• Define and execute a multi-quarter roadmap for core credit platform services.
• Develop detailed product requirements and technical specifications for backend systems and APIs.
• Lead cross-functional delivery with Engineering, Go-to-Market, Operations, Legal, Compliance, and Risk.
• Collaborate with engineering on system architecture for credit account management and data integrity.
• Ensure APIs deliver reliability, scalability, and easy external integration.
• Prioritize features balancing complexity, roadmaps, business impact, and resources.
• Engage with customers and stakeholders to validate concepts and gather feedback.
• Use analytics to identify gaps, measure feature impact, and refine roadmaps.
• Translate technical and regulatory considerations into clear decisions for teams and executives.
• Support compliance and risk reviews throughout development.

Skills

Credit product experience

Backend systems

APIs

Regulatory compliance

Stakeholder influence

Analytical thinking

Cross-functional collaboration

Product leadership

Data-driven decisions

Job description

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Product Manager - Credit based in the United States.

The Senior Product Manager - Credit will lead the evolution of a scalable credit platform, shaping the core services that enable businesses to launch and manage innovative credit products. This role combines strategic product leadership with deep technical expertise across backend systems, APIs, and transaction processing. You will define multi-quarter roadmaps, translate complex business and regulatory requirements into actionable product specifications, and guide cross-functional teams from concept to launch. Working closely with Engineering, Design, Legal, Compliance, Risk, and Go-to-Market teams, you will influence architectural decisions and deliver reliable, market-ready solutions. Through customer engagement and data-driven prioritization, you will identify opportunities to improve platform performance and customer value. This remote opportunity offers the chance to shape critical credit infrastructure within a fast-moving financial technology environment.

Accountabilities

• Define and execute a multi-quarter product roadmap for core credit platform services, aligning priorities with customer needs, business goals, and regulatory requirements.
• Develop detailed product requirements, technical specifications, and documentation to guide engineering teams in building scalable backend systems, APIs, and data models.
• Lead cross-functional product delivery across Engineering, Go-to-Market, Operations, Legal, Compliance, and Risk teams, ensuring accountability and effective execution.
• Collaborate with engineering leaders on system architecture decisions related to credit account management, transaction processing, and data integrity.
• Ensure credit account APIs deliver reliability, scalability, and seamless integration for external customers and their applications.
• Prioritize features across the credit product portfolio, balancing technical complexity, customer roadmaps, business impact, and resource constraints.
• Engage directly with external customers and internal stakeholders to understand challenges, validate product concepts, and deliver meaningful solutions.
• Use product analytics and performance metrics to identify platform gaps, evaluate feature effectiveness, and refine roadmap priorities.
• Translate complex technical, regulatory, and architectural considerations into clear product decisions for engineering teams, executives, and enterprise customers.
• Support compliance and risk reviews throughout the product development lifecycle to ensure solutions meet applicable requirements.

Requirements

• At least 5 years of product management experience focused on credit cards, lending, or related financial products, with a demonstrated record of owning complex platforms or backend product areas end to end.
• At least 5 years of hands-on experience working with backend systems and APIs.
• Deep technical knowledge of APIs, distributed systems, and modern production environments, with the ability to assess architectural trade-offs and contribute meaningfully to engineering discussions.
• Experience translating complex product requirements into detailed technical specifications, data models, and scalable platform capabilities.
• Strong understanding of regulatory and compliance considerations relevant to credit products, including the ability to navigate legal and risk reviews during product delivery.
• Exceptional written and verbal communication skills, with the ability to explain technical and regulatory concepts clearly to engineers, executives, and enterprise customers.
• Demonstrated ability to influence stakeholders at all organizational levels and build strong cross-functional partnerships.
• Strong strategic thinking, analytical skills, and sound judgment in prioritizing product investments and making trade-off decisions.
• Customer-focused mindset, with experience gathering feedback, validating solutions, and using data to measure product impact.

Preferred qualifications include familiarity with payment network rules, card scheme regulations, and payment technology best practices relevant to credit product design and platform architecture.

Benefits

• Competitive annual base salary based on experience and work location:
  • National locations: $120,600–$150,700.
  • Premium locations: $130,500–$163,100.
• Annual bonus opportunities for eligible employees, based on individual performance and overall company results.
• Multiple health insurance options.
• Flexible paid time off.
• Retirement savings program with employer contributions and after-tax contribution options.
• Equity in a publicly traded company and access to an Employee Stock Purchase Program.
• Family-forming benefits, fertility support, and enhanced parental leave pay.
• Free therapy sessions, financial coaching, professional coaching, and legal advice.
• Monthly stipend to support remote work.
• Annual professional development budget to support learning and career growth.
• Flexible-first work environment, with remote work available from eligible Premium or National locations within the United States.