Staff Product Manager, Credit and Pricing

Affirm; United States; On-site; USD 127,000 - 169,000; Full time

Benefits offered by this job

Health coverage for you and dependents

ESPP – employee stock purchase plan

Monthly tech setup stipends

Flexible time off

Job summary

United States Digital Space LLC seeks a Staff Product Manager for Credit & Pricing to shape consumer credit experiences—from discovery to activation. You will own strategy, align cross-functional teams, and translate insights into intuitive products that drive trust and engagement.

You will lead with clarity, collaborate across Engineering, Design, Analytics, Credit, Marketing, and Legal, and focus on measurable activation and conversion while maintaining responsible access to credit.

Qualifications

• 7+ years of product management experience, with success taking products from discovery through launch and scaling adoption.
• Leadership across teams: independently set direction for a substantial product area and align multiple teams around priorities.
• Strong consumer product judgment: translate complex systems into intuitive experiences and earn trust.
• Strategic and technical depth: connect long-term opportunities to practical product and platform decisions, work with engineers on multi-experience capabilities.
• Analytical and experimental rigor: combine research, data, and experiments to prioritize opportunities and evaluate tradeoffs.
• Ownership in ambiguity: bring structure to open-ended problems and justify decisions with rationale and risk assessment.
• Relevant domain curiosity: credit, lending, personalization, or AI-powered experiences are a plus.

Responsibilities

• Set the product direction and cohesive vision for consumer credit experiences across shopping, repayment, and marketing.
• Build experiences that help consumers explore financing options before checkout and understand purchasing power and credit availability.
• Create personalized consumer journeys using research and experimentation to meet needs.
• Connect platform capabilities to outcomes by owning merchant prequalification and purchasing power experiences.
• Lead tradeoff decisions with Engineering, Design, Analytics, Credit, Marketing, Commercial, and Legal partners; communicate rationale to senior leaders.
• Own measurable results by defining success, driving discovery and experiments, and improving activation, conversion, and engagement.

Skills

Product management

Leadership

Product judgment

Strategic thinking

Technical depth

Analytical mindset

Experimentation

Domain curiosity

Job description

At the company, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Product Team

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

As a Staff Product Manager on the company’s Credit & Pricing team, you’ll shape how consumers discover, understand, and use available credit. You’ll own the strategy for credit experiences spanning shopping, repayment, and marketing, turning complex credit capabilities into intuitive products that build trust and drive activation, conversion, and repeat engagement.

What You'll Do

• Set the product direction. Define a cohesive vision for consumer credit experiences, identify the most valuable problems to solve, and translate your strategy into priorities across multiple teams.
• Build experiences that make credit understandable. Help consumers explore potential financing options before checkout, discover where they have purchasing power, and understand when credit becomes available again after repayment.
• Create more relevant consumer journeys. Develop personalized experiences for new and returning consumers, using research and experimentation to determine what information, guidance, and next steps best meet their needs.
• Connect platform capabilities to consumer outcomes. Own merchant prequalification and purchasing power experiences, partnering with core purchasing power and credit decisioning teams to translate underlying capabilities into clear, consistent experiences.
• Lead consequential product decisions. Bring Engineering, Design, Analytics, Credit, Marketing, Commercial, and Legal partners together to resolve tradeoffs across consumer needs, growth, risk, and partner commitments. Influence senior leaders through clear recommendations and sound judgment.
• Own measurable results. Define success, lead discovery and experimentation, and use funnel analysis and consumer feedback to improve activation, purchase conversion, repeat engagement, and comprehension while supporting responsible access to credit.

What We Look For

• A record of building impactful consumer products. 7+ years of product management experience, with demonstrated success taking products from discovery through launch and scaling adoption in fintech, e-commerce, marketplaces, or similarly complex environments.
• Leadership across teams. Experience independently setting direction for a substantial product area, influencing senior stakeholders, and aligning multiple teams around priorities and measurable outcomes.
• Strong consumer product judgment. An ability to translate complex systems into intuitive experiences, with a high bar for interaction design, clear communication, and consumer trust.
• Strategic and technical depth. You connect long-term opportunities to practical product and platform decisions, and work effectively with engineers on capabilities that serve multiple experiences.
• Analytical and experimental rigor. You combine customer research, behavioral data, and well-designed experiments to prioritize opportunities, evaluate tradeoffs, and decide what to scale, change, or stop.
• Ownership in ambiguity. You bring structure to open-ended problems, make sound decisions with incomplete information, and communicate the rationale, risks, and support needed to move forward.
• Relevant domain curiosity. Experience with credit, lending, personalization, or AI-powered consumer experiences is a plus. You can learn complex domains quickly and distinguish useful innovation from technology without a clear customer need.

Pay Grade - PEquity Grade - 7

Employees new to the company typically come in at the start of the pay range. the company focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $181,000 - $241,000

This posting is for an existing vacancy.

Location - Remote Canada

This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.

Remote-first with flexibility built in. The company is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at the company office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy the company stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: the company considers qualified applicants with arrest and conviction records, as required by law.