Senior Product Manager – Authorization & Payments (Remote)

Signifyd; Oregon; Hybrid; USD 145,000 - 185,000; Full time

Benefits offered by this job

Discretionary Time Off Policy (Unltd)

401K Match

Stock Options

Annual Performance Bonus or Commisions

Paid Parental Leave (12 weeks)

On-Demand Therapy for all employees &\

Learnerbly learning budget

Health Insurance

Dental Insurance

Vision Insurance

Flexible Spending Account (FSA)

Short/Long Term Disability Insurance

Life Insurance

Company Social Events

Signifyd Swag

Job summary

Signifyd seeks a Senior Product Manager to own the authorization optimization product area, driving improvements in legitimate transaction approvals. You will translate strategy into precise requirements, define APIs and data interfaces, and work daily with engineering, data science, and GTM teams to deliver value to merchants.

Lead the roadmap, write technical specs, and collaborate with PSPs, issuers, and data providers to expand coverage, improve performance, and maximize merchant revenue.

Qualifications

• 5+ years in a product management role with end-to-end delivery
• Hands-on payments product experience spanning issuer authorization behavior and 3DS/PSD2 frameworks
• Experience writing detailed technical specs and defining APIs with engineering
• Strong analytical skills using transaction-level data and defining success metrics
• Experience with data science or analytics teams translating insights into requirements
• Proven ability to influence cross-functional stakeholders without direct authority
• Clear written and verbal communication with technical and non-technical audiences

Responsibilities

• Own the authorization optimization roadmap end to end: set priorities and communicate plan
• Determine whether Signifyd should build, partner, or influence issuers
• Write detailed technical specs and manage backlog with engineering
• Define and evolve APIs, data models, and integration points
• Identify and develop partnerships (PSPs, gateways, issuers)
• Build issuer/BIN intelligence for authorization performance and revenue recovery
• Drive issuer-specific decisioning across 3DS, declines, and intelligent retries
• Collaborate with data science to define risk-aware decisioning requirements
• Demonstrate measurable authorization uplift and merchant revenue impact
• Partner with sales and customer success to incorporate merchant feedback
• Stay current on card network rules and industry practices

Skills

Payments product experience

API & data interfaces

Data-driven decisioning

Cross-functional influence

Strong communication

3DS/PSD2/SCA knowledge

Tools

Backend systems

Job description

Signifyd seeks a Senior Product Manager to own the authorization optimization product area, driving improvements in legitimate transaction approvals. You will translate strategy into precise requirements, define APIs and data interfaces, and work daily with engineering, data science, and GTM teams to deliver value to merchants.

Lead the roadmap, write technical specs, and collaborate with PSPs, issuers, and data providers to expand coverage, improve performance, and maximize merchant revenue.