Senior Product Manager, AML & Fraud Risk

Shine Germany GmbH; Delaware; Híbrido; USD 101.000 - 145.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Remote work 2 days per week

Case-based onboarding – business case

Descripción de la vacante

Shine is seeking a Senior Product Manager for its Banking Compliance & Risk team across Europe. You will own the AML and fraud product strategy, driving risk scoring, transaction monitoring, sanctions screening, and real-time fraud detection while collaborating with compliance, fraud, and operational teams.

You will translate regulatory changes into actionable work and shape customer-facing security with measured friction.

Formación

• 5+ years as a Product Manager in a start-up or scale-up, with banking or fintech as a strong plus.
• Experience building AML, fraud, KYC, transaction monitoring or sanctions screening products, or comparable risk products in payments or marketplaces.
• Proven expertise in product discovery, delivery and data analysis, including pulling and reading the data yourself to size a problem.
• Working knowledge of system architecture, data pipelines, rules engines or machine learning based detection.
• Experience managing incidents and bugs and holding a high bar for operational reliability.
• Comfort in a regulated environment where requirements change and not everything is defined up front.
• Ability to work with compliance officers and fraud analysts and to make decisions with them on incomplete evidence.
• A strong product mindset.
• Fluent in English. French, German, Dutch or Danish is a plus.

Responsabilidades

• Own the AML and fraud roadmap and set strategy for risk scoring, transaction monitoring, sanctions and PEP screening, and real-time fraud detection.
• Define KPIs such as false positive rate, fraud loss rate, time to resolve a case, and the share of alerts closed without manual review.
• Follow regulatory change in our four markets and translate each change into work with owners and dates.
• Shape the customer experience of strong authentication, phishing protection and account alerts so friction rises only where risk rises.
• Build back-office tools with the analysts to remove slowest steps and improve efficiency.
• Collaborate with engineering on data, rules, models and explainability with regulator-auditable audit trails.
• Set strategic direction for transaction monitoring and behavioral analytics across countries.
• Write requirements with compliance leadership to support audits and quick approvals.
• Drive discovery and delivery by talking to customers and analysts weekly and delivering both quick wins and structural improvements.
• Lead the product response to fraud spikes, alert backlogs and detection failures and follow up to root cause.

Conocimientos

Product management

AML

Fraud monitoring

KYC

Transaction monitoring

Data analysis

System architecture

Data pipelines

Rules engines

Machine learning

Incident management

Regulatory compliance

English fluency

Descripción del empleo

Shine is seeking a Senior Product Manager for its Banking Compliance & Risk team across Europe. You will own the AML and fraud product strategy, driving risk scoring, transaction monitoring, sanctions screening, and real-time fraud detection while collaborating with compliance, fraud, and operational teams.

You will translate regulatory changes into actionable work and shape customer-facing security with measured friction.