Senior Private Banker for High‑Net‑Worth Clients

Frost Bank; Texas; On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

Medical insurance

401(k) matching

Generous paid time off

Tuition reimbursement

Wellness programs

Employee assistance program

Referral bonus

Job summary

Frost Bank seeks a Private Banking Officer II to grow and manage relationships with high-net-worth clients, delivering tailored financial guidance across banking, investments, and credit. You will collaborate with investment, insurance, and advisory partners to assemble comprehensive plans.

You will drive new business, maintain a robust credit portfolio, and lead a private banking team with a client-centric approach. A bachelor's degree and 5+ years in client-facing roles are required.

Qualifications

• Bachelor’s degree or equivalent work experience.
• 5+ years in a customer-facing relationship management role in financial services.
• Knowledge of personal financial statements and personal income tax returns.
• NMLS license; ability to transfer license or obtain within 60 days.
• Understanding of lending practices and loan servicing for personal finance needs.
• Specialized knowledge of Frost’s brokerage, investment management, trust, and insurance products.
• Ability to perform with limited supervision.
• Experience managing a portfolio of affluent/high net worth clients.
• Proven ability to sell products/services in financial services.
• Proven track record in cultivating new relationships.
• Strong interpersonal, calling, sales, and negotiation skills.
• Excellent verbal, written, communication, organizational, and customer service skills.
• Proficiency in Microsoft Office applications.

Responsibilities

• Develop, manage, retain and expand client relationships within the affluent to high net worth markets.
• Generate new business and secure new affluent client relationships.
• Actively make sales calls to clients and prospects.
• Engage in pre-call/post-call planning and strategy review.
• Monitor and manage client’s existing credit relationships by reviewing loan portfolio.
• Identify and recommend products and services to meet clients’ needs.
• Develop and maintain relationships with the credit underwriting team.
• Participate in community activities to expand Frost’s image and network.
• Develop and enhance relationships with influential circles for potential clients.
• Provide leadership within the private banking team; be a team player.
• Accept special project assignments in support of private banking.

Skills

Relationship management

Sales

Interpersonal skills

Communication skills

Negotiation skills

Customer service skills

Financial analysis knowledge

Credit underwriting teamwork

Education

Bachelor’s degree or equivalent work experience

Tools

NMLS license

Microsoft Office

Series 7/63

Insurance license

Job description

Frost Bank seeks a Private Banking Officer II to grow and manage relationships with high-net-worth clients, delivering tailored financial guidance across banking, investments, and credit. You will collaborate with investment, insurance, and advisory partners to assemble comprehensive plans.

You will drive new business, maintain a robust credit portfolio, and lead a private banking team with a client-centric approach. A bachelor's degree and 5+ years in client-facing roles are required.