Senior Principal Architect, Fintech Lending Platform

KN Group; San Francisco (CA); On-site; USD 180,000 - 280,000; Full time

Job summary

KN Group seeks a Principal Software Architect to lead the architecture design of a lending and credit platform. You will define system architecture, core frameworks, and engineering standards while partnering with business and product teams to translate requirements into scalable solutions.

Over time, you will build a core engineering team in Silicon Valley and collaborate with China-based teams to deliver cross-border features.

Qualifications

• 10+ years of software engineering experience with substantial experience in system architecture and large-scale platform design.
• Strong hands-on engineering background; able to move between architecture design and critical implementation.
• Strong understanding of microservices, APIs, databases, distributed systems, cloud infrastructure, security, and system integration.
• Experience in lending, consumer finance, fintech, banking, credit, or other financial systems is strongly preferred.

Responsibilities

• Own the end-to-end architecture design of lending and credit systems, including core services, data architecture, APIs, system integrations, and infrastructure.
• Translate lending business requirements into scalable, reliable, and maintainable technical architecture.
• Define core technical frameworks, architecture principles, engineering standards, and system boundaries.
• Lead the design and implementation of critical platform components and core services.

Skills

System architecture

Large-scale platforms

Microservices

APIs

Job description

KN Group seeks a Principal Software Architect to lead the architecture design of a lending and credit platform. You will define system architecture, core frameworks, and engineering standards while partnering with business and product teams to translate requirements into scalable solutions.

Over time, you will build a core engineering team in Silicon Valley and collaborate with China-based teams to deliver cross-border features.