Senior Payments Platform Product Owner

Tata Consultancy Services Limited; Charlotte (NC); On-site; USD 100,000 - 120,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Comprehensive Medical Coverage

Parental Leaves

Auto & Home Insurance

Identity Theft Protection

Certification & Training Reimbursement

Vacation, Time Off, Sick Leave & HOLID

Job summary

Tata Consultancy Services Limited in Charlotte, NC is seeking an experienced Product Owner with a strong payments domain background to drive end-to-end solutions and strategic roadmaps. The role requires deep understanding of payments rails, microservices, API integrations, and agile delivery.

Ideal candidates bring 10+ years of experience, including 5+ years in Product Ownership, and are fluent with English; Spanish is highly preferred.

Qualifications

• 10+ years of professional experience and minimum 5+ years as a Product Owner.
• Define product vision, strategy, and roadmap.
• Strong payments domain knowledge across lifecycle and systems (including channels, middleware, reporting, and reconciliation).
• Experience with microservices, containerized deployment, API integrations, and event-driven messaging (MQ, Kafka).
• Bilingual with Spanish strongly preferred.
• Experience with Visio, JIRA, Confluence.
• Excellent communication and ability to collaborate with multiple teams.
• Experience with payments rails (FedWire, CHIPS, SEPA, SWIFT, ACH, RTP, ISO).
• Hands-on experience with AI models/tools (Copilot, Claude) a plus.
• 5+ years total experience; fast learner and quick to pick up new technologies.

Responsibilities

• Refine requirements and perform end-to-end solutioning on critical payments programs.
• Drive requirements refinement with business, operations and tech stakeholders; document requirements; create high-level design and functional specs using Agile SAF artifacts.
• Collaborate with Enterprise Architecture and Engineering to deliver E2E technical solutions.
• Translate regulatory and business requirements into scalable platform designs and decompose initiatives into deliverable increments.
• Establish and enforce non-functional requirements including resiliency, scalability, SLA, security, observability, and operational readiness.
• Identify architectural impediments and drive remediation plans; evaluate multiple tech solutions for stakeholder decisions.
• Conduct architecture reviews and governance to ensure compliance with enterprise standards and risk controls.
• Partner with Product Managers, Project Managers, and Engineering to prioritize backlog items and ensure timely delivery.

Skills

Agile

SAFA

Payments domain

Education

Bachelor's degree in Computer Science

Tools

Visio

JIRA

Confluence

Job description

Tata Consultancy Services Limited in Charlotte, NC is seeking an experienced Product Owner with a strong payments domain background to drive end-to-end solutions and strategic roadmaps. The role requires deep understanding of payments rails, microservices, API integrations, and agile delivery.

Ideal candidates bring 10+ years of experience, including 5+ years in Product Ownership, and are fluent with English; Spanish is highly preferred.