Senior Payments Product Owner: Architecture & API Strategy

Tata Consultancy Services Limited; Charlotte (NC); On-site; USD 100,000 - 120,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Medical Coverage

Leaves (Family Support)

Insurance Options

Commuter Benefits

Certification & Training Reimbursement

Vacation & Holidays

Legal & Financial Assistance

401K Plan

Performance Bonus

Job summary

Tata Consultancy Services, a global IT services leader, seeks an experienced Product Owner with a strong payments domain background in Charlotte, NC. The role focuses on defining product vision, strategy, and roadmap, and coordinating across architecture, engineering, and operations to deliver complex payments programs.

The candidate should have 10+ years of professional experience and 5+ years as a Product Owner, with hands-on knowledge of microservices, containerized deployments, and

Qualifications

• 10+ years professional experience and 5+ years as a Product Owner.
• Define and communicate product vision, strategy, and roadmap.
• Strong domain knowledge in payments lifecycle and systems (channels, middleware, reporting, accounting, clearing).
• Knowledge of microservices, containerized deployment, API integrations, and event messaging (MQ, Kafka).
• Bilingual in Spanish strongly preferred.
• Experience with payments rails such as FedWire, CHIPS, SEPA, Wires, ACH, RTGS, SWIFT, ISO.

Responsibilities

• Refine requirements and deliver end-to-end solutions for critical payments programs.
• Drive requirements with business, operations and tech stakeholders; produce high-level & functional specs.
• Collaborate with Enterprise Architecture and Engineering to deliver E2E solutions.
• Translate regulatory and business requirements into scalable platform designs.
• Enforce non-functional requirements like resiliency, performance, security, and observability.
• Lead architecture reviews and governance to ensure enterprise alignment.

Skills

Product Owner experience

Payments domain knowledge

Distributed architecture patterns

Microservices

Containerized deployments

API driven integrations

Event-based messaging (MQ/Kafka)

Spanish bilingual

Architecture reviews

JIRA

Confluence

Verbal & written communication

AI models/tools (Copilot/Claude)

Payments rails (FedWire, CHIPS, SWIFT,

Education

Bachelor's degree in Computer Science

Tools

Visio

Kafka

MQ

Jira

Confluence

Job description

Tata Consultancy Services, a global IT services leader, seeks an experienced Product Owner with a strong payments domain background in Charlotte, NC. The role focuses on defining product vision, strategy, and roadmap, and coordinating across architecture, engineering, and operations to deliver complex payments programs.

The candidate should have 10+ years of professional experience and 5+ years as a Product Owner, with hands-on knowledge of microservices, containerized deployments, and