Senior Payments Platform Architect

Fanatics Betting & Gaming; United States; Remote; USD 190,000 - 238,000; Full time

Job summary

Fanatics Betting & Gaming is seeking a Staff Engineer to own the payments platform for deposits, withdrawals, and checkout funding. You will design and build distributed services in Java and Spring Boot, drive payment routing, and partner with Fraud, Finance, Legal, and Compliance to meet regulatory requirements.

This role combines backend excellence with architectural leadership, mentoring engineers, and aligning multiple teams to improve approval rates, reduce costs, and ensure PCI compliance

Qualifications

• 8+ years of professional software engineering experience, with deep expertise in Java and Spring Boot.
• Experience building and operating payment systems in production, such as deposit and withdrawal flows, payment gateway or processor integrations, card payments, or ACH.
• Strong understanding of idempotency, reconciliation, and failure handling in systems that depend on third-party providers.
• Experience designing secure, high-scale, low-latency distributed systems.
• Experience with event-driven architectures and message streaming platforms such as Kafka.
• Working knowledge of security and compliance requirements for handling payment data, including PCI DSS.
• Demonstrated success setting technical direction and driving alignment across multiple teams.
• Ability to explain complex technical tradeoffs clearly to engineering, product, finance, and leadership audiences.

Responsibilities

• Own the architecture of the payments platform, including provider integrations, deposit and withdrawal flows, and the services other Fanatics businesses call to take payment.
• Design and build distributed services in Java and Spring Boot that process high transaction volume with strict requirements for correctness, security, and uptime.
• Build payment orchestration and routing across processors, acquirers, and payment methods, using approval rate, cost, and provider health to decide where each transaction goes, with failover when a provider degrades.
• Handle failure in third-party integrations by design, including timeouts, retries, idempotency, duplicate callbacks, partial failures, and reconciliation against provider and bank settlement files.
• Lead the technical work of onboarding new providers and banking partners, including evaluating options and defining the integration, testing, and rollout approach.
• Build in regulatory and card scheme requirements, such as per-jurisdiction rules and how transactions are classified, in partnership with Legal, Compliance, and Finance.
• Work with Fraud and Risk to bring risk signals into the payment path and to handle chargebacks and disputes, including how they are attributed when funds are used across businesses.
• Reduce payment cost through routing, provider terms, and design choices that avoid unnecessary movement of money.
• Set standards for security, data handling, and limiting PCI scope across payment services.
• Lead architectural reviews, design sessions, and incident postmortems, and mentor engineers across the team.
• Partner with product, frontend, and mobile teams so that payment experiences are consistent and clear for customers.
• Be open to occasional travel to Fanatics offices or industry events for planning, collaboration, and team development.

Skills

Java

Spring Boot

Payment systems

Idempotency

Distributed systems

Kafka

Security & Compliance

AWS

Kubernetes

Datadog

Grafana

CloudWatch

Tools

AWS

Kubernetes

Datadog

Grafana

CloudWatch

Job description

Fanatics Betting & Gaming is seeking a Staff Engineer to own the payments platform for deposits, withdrawals, and checkout funding. You will design and build distributed services in Java and Spring Boot, drive payment routing, and partner with Fraud, Finance, Legal, and Compliance to meet regulatory requirements.

This role combines backend excellence with architectural leadership, mentoring engineers, and aligning multiple teams to improve approval rates, reduce costs, and ensure PCI compliance