Senior Payments Engineer — Scalable Money Movement

Playbypoint; United States; Remote; USD 180,000 - 260,000; Full time

Benefits offered by this job

Competitive salary

Health insurance

Flexible time off

Job summary

Playbypoint is seeking a hands-on senior engineer to own the engineering of our payments systems—online checkout, in-person terminals, recurring billing, payouts, and reconciliation. You will partner with product, finance, and operations to make money movement dependable, auditable, and capable of powering new features.

Responsibilities include designing payment flows across channels, ensuring resilience with idempotency and webhook handling, maintaining PCI DSS scope, and delivering

Qualifications

• 8+ years building and operating production backend systems, with payments or financial experience.
• Hands-on production experience with Adyen; knowledge of Checkout, Terminal API, tokenization, webhooks, or platform payouts.
• At least 3 years of production Ruby on Rails experience.
• Strong understanding of payment failure modes, idempotency, currency precision, and ledger-style accounting.
• Experience operating high-availability services with monitoring, alerting, incident response, and postmortems.
• Clear written and spoken English; comfortable in a fast-moving environment; practical use of AI development tools.

Responsibilities

• Design and build payment flows across online, in-person, and recurring transactions.
• Make money movement resilient through idempotency, dependable webhook handling, recovery paths, and reconciliation.
• Maintain appropriate PCI DSS scope and ensure financial systems are observable and auditable.
• Deliver capabilities such as split payments, deposits, multiple currencies, and marketplace payouts.
• Set a high standard for payments-critical code and mentor other engineers.
• Use AI tools thoughtfully across design, coding, review, testing, debugging, and incident analysis.

Skills

Payments domain knowledge

English communication

Problem solving

Tools

Ruby on Rails

Adyen Checkout

Adyen Terminal API

Tokenization

Webhooks

PCI DSS awareness

Job description

Playbypoint is seeking a hands-on senior engineer to own the engineering of our payments systems—online checkout, in-person terminals, recurring billing, payouts, and reconciliation. You will partner with product, finance, and operations to make money movement dependable, auditable, and capable of powering new features.

Responsibilities include designing payment flows across channels, ensuring resilience with idempotency and webhook handling, maintaining PCI DSS scope, and delivering