Senior Operational Risk Lead, Wealth Banking (2LOD)

Citi Group; Irving (TX); On-site; USD 144,000 - 217,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k) plan

Life, accidental, and disability ins.

Wellness programs

Job summary

Citi is seeking a Senior Operational Risk leader to serve as the Risk Officer for Wealth Retail Bank and Citi Gold. You will oversee risk coverage, challenge first-line assessments, and drive governance across products and processes with ORM/2LOD support.

The role requires deep expertise in retail wealth, regulatory standards, and enterprise risk, and offers impactful leadership within a Tier-1 bank environment.

Qualifications

• 10+ years of operational risk management, enterprise risk, or internal oversight experience within a Tier-1 financial institution.
• Deep expertise in operational risk frameworks, RCSA/MCA methodologies, risk identification, control design, and risk mitigation.
• Strong track record in root-cause analysis, CAP validation, and issue remediation governance.
• Proactive, credible challenge to the 1st Line of Defense on emerging risks and control effectiveness.
• In-depth knowledge of retail wealth banking, Citigold segments, advisory operations, and distribution channels.
• Understanding of wealth product lifecycles, lending, investments, and related risks.
• Working familiarity with OCC Heightened Standards and regulatory contact experience.

Responsibilities

• Lead risk oversight and provide credible challenge to the business within ORM/2LOD.
• Develop and monitor holistic risk coverage across products, processes, and controls.
• Collaborate with SMEs to align risk priorities with regulatory mandates and business objectives.
• Engage with regulators and auditors and manage risk governance across transformations.

Skills

Operational risk management

Enterprise risk

Risk governance

Regulatory knowledge

Independent challenge

Stakeholder influence

Communication

Negotiation

Strategic thinking

Education

Bachelor's degree

Master's degree preferred

Job description

Citi is seeking a Senior Operational Risk leader to serve as the Risk Officer for Wealth Retail Bank and Citi Gold. You will oversee risk coverage, challenge first-line assessments, and drive governance across products and processes with ORM/2LOD support.

The role requires deep expertise in retail wealth, regulatory standards, and enterprise risk, and offers impactful leadership within a Tier-1 bank environment.