Senior Mortgage Quality & Compliance Analyst (In-Office)

National Bank of Arizona

Denver (CO)

On-site

USD 53,000 - 85,000

Full time

3 hours ago

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Benefits offered by this job

Medical, dental and vision insurance -

401(k) with company match

Paid time off (PTO)

Holiday pay

Tuition reimbursement

Parental leave

Health savings account (HSA)

Adoption assistance

Job summary

National Bank of Arizona is seeking a Mortgage Quality Control Analyst to lead strategic quality control, operational analytics, and compliance monitoring across Mortgage Banking. This senior role partners with Compliance, Risk, Fulfillment, and Underwriting to optimize processes using data and AI-driven solutions.

The position focuses on auditing, reviewing procedures, and ensuring loans meet guidelines while identifying risks and driving policy improvements.

Qualifications

Advanced Excel, Power BI, reporting tools, and AI-powered analytics solutions.
Monitor adherence to Agency, Investor, State, and Federal mortgage requirements.
Support internal audits, regulatory examinations, and compliance reviews.
Requires some college and 1+ yrs experience with mortgage lending, credit, compliance, underwriting or other directly related experience.
A combination of education and experience may meet requirements.
Basic knowledge of residential mortgage lending policies, procedures, and practices.
Must be knowledgeable in credit, finance, and lending procedures.
Working knowledge of lending systems, government lending programs, guidelines, and other lending-related laws, regulations, and requirements.
Good analysis, decision making, and problem resolution skills.
Proficiency in PC and MS Office skills, Power Point.
Sound client relations and communications skills, both written and verbal.
Experience with mortgage origination platform.
Experience with and knowledge of CFPB, FDIC, OCC mortgage origination requirements.
Experience with and knowledge of SOX, Reg B, Reg Z, etc. and USPAP.
Must have sound communication and presentation skills.
Ability to manage and accomplish multiple tasks and resolve competing priorities effectively.
Individual must be a proven Team Player, with initiative and flexibility.

Responsibilities

Assist with AI and automation initiatives (loan review activities, defect Identification, policy, and procedure research).
Performs audit functions for both risk controls and regulatory Quality Control to ensure compliance and provide framework for management to examine and adjust policy and procedures.
Responsible for reviewing completed work, quality control reviews, investigation and reporting on processes, procedures, and programs.
Validates standards, measures performance, and determines compliance with mortgage originations, which includes monitoring trending, reporting loan defects and ensures that loans delivered to investors meet agency guidelines and sound underwriting decisions.
Re-underwrites original credit and collateral lending decisions, identifying red flags, and determining if targeted loan selections met the terms, conditions, representations and warranties of the applicable contractual documents and underwriting.