Senior Mortgage Credit Portfolio Risk Officer

Citigroup Inc.; Irving (TX); Hybrid; USD 163,000 - 172,000; Full time

Benefits offered by this job

Benefits package

Paid time off

Job summary

Citigroup Inc. is seeking a skilled Credit Portfolio Officer in Irving, Texas to lead quantitative analysis and data-driven credit risk initiatives for the US residential real estate line.

You will drive loss recognition strategies, leverage SAS/SQL/Python for modeling and partner with risk, policy, mortgage servicing, and finance teams to optimize portfolio profitability. The role emphasizes cross-functional collaboration, adherence to policy, and driving performance within the firm’s risk

Qualifications

• Bachelor's degree in Analytics, Engineering (any), or related field.
• 6+ years of progressive experience in risk/credit analysis within mortgage or real estate.
• Proficient in SAS, SQL, Python and risk modeling practices.

Responsibilities

• Perform quantitative analysis for loss recognition in US residential real estate.
• Lead data-driven credit risk initiatives and loss mitigation strategies.
• Develop portfolio management strategies across loan default lifecycle.
• Collaborate with risk, policy, mortgage servicing, finance and controls teams.

Skills

Quantitative analysis

Credit risk management

Data analytics

Cross-functional collaboration

Education

Bachelor's degree in Analytics/Engineering

Tools

SAS

SQL

Python

Job description

Citigroup Inc. is seeking a skilled Credit Portfolio Officer in Irving, Texas to lead quantitative analysis and data-driven credit risk initiatives for the US residential real estate line.

You will drive loss recognition strategies, leverage SAS/SQL/Python for modeling and partner with risk, policy, mortgage servicing, and finance teams to optimize portfolio profitability. The role emphasizes cross-functional collaboration, adherence to policy, and driving performance within the firm’s risk