Mortgage Portfolio Risk Analyst: Data-Driven & Policy Impact

Citi; New York (NY); On-site; USD 80,000 - 110,000; Full time

Job summary

Citi is hiring a Mortgage Portfolio Risk Management Analyst to conduct credit reviews, approval and monitoring of the mortgage portfolio, coordinating with Risk Management to manage Citi's portfolio exposure globally.

The role emphasizes developing risk policies, SQL/SAS analyses, and presenting risk insights to senior management. Shift 1 PM to 10 PM and on-site involvement are noted.

Qualifications

• 4-7 years of relevant experience.
• Knowledge of commercial risk analytics.
• Ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency.
• Proven ability to remain organized in a fast-paced environment, managing multiple projects.
• Proven interpersonal, organizational and analytic skills.

Responsibilities

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and setting portfolio risk appetite
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management

Skills

Analytical thinking

Constructive debate

Escalation mgmt

Industry knowledge

Policy & procedures

Policy & regulation

Process execution

Product knowledge

Risk controls

Risk identification

Education

Bachelor's degree/University degree or equivalent experience

Job description

Citi is hiring a Mortgage Portfolio Risk Management Analyst to conduct credit reviews, approval and monitoring of the mortgage portfolio, coordinating with Risk Management to manage Citi's portfolio exposure globally.

The role emphasizes developing risk policies, SQL/SAS analyses, and presenting risk insights to senior management. Shift 1 PM to 10 PM and on-site involvement are noted.