Senior Mortgage Closer & Closing Specialist

Renasant Bank; Atlanta (GA); On-site; USD 55,000 - 75,000; Full time

Job summary

Renasant Bank seeks a Mortgage Closer to prepare and send mortgage closing documents, review HUD-1/Closing Disclosures, and fund loans. This senior clerical role collaborates with closing attorneys, loan originators, and processors to ensure accurate document packages and timely funding.

Location is Atlanta (preferred) with flexibility for other footprints. Requires high school diploma, 2 years related experience, and strong PC skills including Word and Excel; knowledge of RESPA/TILA is

Qualifications

• High school diploma or equivalent required.
• Minimum of 2 years job related experience.
• Ability to operate a personal computer using Microsoft Word and Excel.
• Working knowledge of loan documentation and bank terminology.
• Must have working knowledge of RESPA and TILA regulations.
• Basic knowledge of Accounting.
• Ability to deal tactfully and effectively with customers as well as fellow employees.

Responsibilities

• Coordinate mortgage loan closings with closing agents, loan originators, and loan processors for correspondent/wholesale lenders and retail lenders.
• Prepare mortgage closing packages, per closing instructions, and send to closing attorney with funds (if applicable) prior to closing.
• Review and approve HUD-1 and HUD-1A's for closing and/or closing disclosures for closing.
• Calculate APR and issue final TIL when applicable.
• Prepare funding worksheet to calculate net funded wire.
• Wire funds to closing agent or correspondent bank as needed to fund or purchase a loan.
• Run tickets to clear funding (if applicable).
• After loan closing, finalize loan in a timely manner in preparation for the post closing department.
• Work with loan underwriters, processors, and post closing on any outstanding conditions to be cleared.
• Promote and maintains good public relations with customers, realtors, and attorneys.
• Perform other related duties as assigned.

Skills

Word and Excel proficiency

Loan documentation knowledge

Bank terminology

Customer interaction

Time management

Education

High school diploma or equivalent

Tools

Microsoft Word

Microsoft Excel

Job description

Renasant Bank seeks a Mortgage Closer to prepare and send mortgage closing documents, review HUD-1/Closing Disclosures, and fund loans. This senior clerical role collaborates with closing attorneys, loan originators, and processors to ensure accurate document packages and timely funding.

Location is Atlanta (preferred) with flexibility for other footprints. Requires high school diploma, 2 years related experience, and strong PC skills including Word and Excel; knowledge of RESPA/TILA is