Senior Mortgage Closing Specialist

Renasant Bank; Birmingham (AL); On-site; USD 42,000 - 54,000; Full time

Job summary

Renasant Bank seeks a Mortgage Closer to prepare and send mortgage closing documents to attorneys, review HUD-1/closing disclosures, and fund loans. The role supports the Mortgage Division across multiple locations, with Birmingham as a preferred office.

The candidate should have a high school diploma, at least 2 years of related experience, and strong knowledge of RESPA and TILA. Excellent organizational and customer service skills are required.

Qualifications

• High school diploma or equivalent required.
• Minimum of 2 years job related experience.
• Working knowledge of loan documentation and bank terminology.
• Must have working knowledge of RESPA and TILA regulations.
• Basic knowledge of Accounting.
• Ability to deal tactfully and effectively with customers as well as fellow employees.
• Good organizational skills and ability to manage time efficiently within deadlines.
• Ability to read, understand, and adhere to internal and governmental policies and procedures.

Responsibilities

• Coordinate mortgage loan closings with closing agents, loan originators, and loan processors for correspondent/wholesale lenders and retail lenders.
• Prepare mortgage closing packages, per closing instructions, and send to closing attorney with funds (if applicable) prior to closing.
• Review and approve HUD-1 and HUD-1A's for closing and/or closing disclosures for closing.
• Calculate APR and issue final TIL when applicable.
• Prepare funding worksheet to calculate net funded wire.
• Wire funds to closing agent or correspondent bank as needed to fund or purchase a loan.
• Run tickets to clear funding (if applicable).
• After loan closing, finalize loan in a timely manner in preparation for the post closing department.
• Work with loan underwriters, processors, and post closing on any outstanding conditions to be cleared.
• Promote and maintains good public relations with customers, realtors, and attorneys.
• Perform other related duties as assigned

Skills

Microsoft Word

Excel

Loan documentation

RESPA and TILA knowledge

Customer service

Organizational skills

Time management

Computer applications

Education

High school diploma or equivalent

Job description

Renasant Bank seeks a Mortgage Closer to prepare and send mortgage closing documents to attorneys, review HUD-1/closing disclosures, and fund loans. The role supports the Mortgage Division across multiple locations, with Birmingham as a preferred office.

The candidate should have a high school diploma, at least 2 years of related experience, and strong knowledge of RESPA and TILA. Excellent organizational and customer service skills are required.