Senior ML Engineer, Credit Modeling (Remote)

Block; San Francisco (CA); On-site; USD 276,800 - 415,200; Full time

Job summary

Block in San Francisco is seeking a senior individual contributor for the Credit Modeling team to design and maintain machine learning systems for credit decisions. This role requires 10+ years in AI and statistical modeling, along with strong collaboration skills.

The successful candidate will work across the modeling lifecycle and contribute to frameworks that optimize credit exposure. This position is fully remote for candidates based in the US or Canada.

Qualifications

• 10+ years of experience in AI, machine learning, or statistical modeling.
• Experience with model monitoring and retraining strategies.
• Proficiency with AI-native development workflows.

Responsibilities

• Build and maintain credit underwriting models for Cash App Borrow and Afterpay.
• Design credit decision frameworks and run experiments to evaluate performance.
• Collaborate across teams to align credit risk measurement.

Skills

AI and machine learning application

Statistical modeling

Experimental design

Collaboration

Education

Bachelor’s degree in a quantitative field

Tools

Python (NumPy, Pandas)

MLflow

SQL

GCP / AWS

Job description

Block in San Francisco is seeking a senior individual contributor for the Credit Modeling team to design and maintain machine learning systems for credit decisions. This role requires 10+ years in AI and statistical modeling, along with strong collaboration skills.

The successful candidate will work across the modeling lifecycle and contribute to frameworks that optimize credit exposure. This position is fully remote for candidates based in the US or Canada.