Senior ML Data Scientist, Payments Analytics

Apple Inc.; Cupertino (CA); On-site; USD 150,000 - 278,000; Full time

Benefits offered by this job

Medical and dental coverage

Retirement benefits

Educational reimbursement

Relocation assistance

Apple stock programs

Discounted products

Bonuses or commission potential

Job summary

Apple is seeking a Senior ML Data Scientist to join the Wallet, Payments & Commerce Analytics team in Cupertino. You will craft analytics strategies for Apple Pay, partnering with data science and data engineering to shape data-driven decisions at the highest levels.

You will build time series models, apply ML techniques, and translate complex results into clear narratives for executives. Expect to leverage GenAI-enabled insights, develop forecasting capabilities, and influence cross-functional

Qualifications

• 5+ years in a Machine Learning/analytics role.
• Strong business acumen to think strategically and operatively.
• Experience with time series forecasting and ML for business analysis.
• Self-starter, accountable and high-energy team player.
• Able to influence cross-functional teams with actionable insights.
• Excellent written/spoken communication; client-facing background helpful.
• Proficiency with SQL, Python, R and Tableau for end-to-end data analysis.

Responsibilities

• Be a strategic partner to senior leaders, driving high-impact initiatives across functions.
• Turn complex business challenges into analytical approaches using advanced techniques.
• Develop time series forecasting models to predict KPIs and revenue trends.
• Apply ML techniques to understand growth drivers and quantify impact.
• Build analytical frameworks combining statistical modeling and ML methods.
• Translate forecasting results into clear business narratives for decisions.
• Leverage GenAI to automate insights and improve data quality.
• Design ML models to automate A/B test interpretation and recommendations.

Skills

Strategic thinking

Business acumen

Cross-functional collaboration

Communication

Time series forecasting

Self-starter

Education

Bachelor's in Economics/Finance/Statistics/Mathematics/Econometrics/Applied Social Sciences

Tools

SQL

Python

R

Tableau

Job description

Apple is seeking a Senior ML Data Scientist to join the Wallet, Payments & Commerce Analytics team in Cupertino. You will craft analytics strategies for Apple Pay, partnering with data science and data engineering to shape data-driven decisions at the highest levels.

You will build time series models, apply ML techniques, and translate complex results into clear narratives for executives. Expect to leverage GenAI-enabled insights, develop forecasting capabilities, and influence cross-functional