Senior Middle-Market Credit Lead

Fifth Third Bank; Charlotte (NC); Vor Ort; USD 120.000 - 180.000; Vollzeit

Zusammenfassung

Fifth Third Bank is seeking a Credit Lead to develop Credit Solutions professionals and provide portfolio management leadership. You will ensure risk-aware decision-making and adherence to credit policies across teams, while driving improvements to credit and portfolio management processes.

The role emphasizes coaching, regulatory compliance, and collaboration with Banking partners and senior leadership, in a Charlotte, NC environment with a broad scope of responsibilities.

Qualifikationen

• Bachelor's degree in Business, Finance, Accounting, or related field required; advanced degree preferred.
• Minimum of 8 years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.
• Strong commercial credit underwriting, structuring, portfolio management, and legal documentation.
• Proven ability to maintain a forward-looking view of portfolio risk and proactively identify emerging credit issues.
• Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.
• Strong communication, organizational, and analytical skills.

Aufgaben

• Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.
• Maintain a forward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks, and elevate emerging risks or nonstandard situations to senior credit leadership as appropriate.
• Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, and timely remediation of issues.
• Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.
• Engage with clients and prospects as needed, typically in support of Banking partners and senior credit leadership, particularly in complex or sensitive situations.
• Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.
• Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.
• Provides ongoing coaching and mentoring of Credit Solutions professionals.

Kenntnisse

Commercial credit underwriting

Portfolio management

Regulatory knowledge

Risk governance

Communication

Analytical skills

Microsoft Office

Ausbildung

Bachelor's degree in Business, Finance, Accounting, or related field

Advanced degree preferred

Tools

Internal banking systems

Microsoft Office suite

Jobbeschreibung

Fifth Third Bank is seeking a Credit Lead to develop Credit Solutions professionals and provide portfolio management leadership. You will ensure risk-aware decision-making and adherence to credit policies across teams, while driving improvements to credit and portfolio management processes.

The role emphasizes coaching, regulatory compliance, and collaboration with Banking partners and senior leadership, in a Charlotte, NC environment with a broad scope of responsibilities.