Senior Manager, Credit Administration

Zions Bancorporation; Denver (CO); On-site; USD 225,000 - 315,000; Full time

Job summary

Zions Bancorporation in Denver seeks a Senior Manager, Credit Administrator to act as cornerstone of Credit Administration for the Colorado market, driving decision-making on large, complex lending transactions and shaping credit management across the organization.

Ideal candidate has institutional credit background and leads with a consultative, high-impact approach to safeguard the portfolio, elevate practices, and guide training and QA processes in partnership with senior leadership.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business or related field; advanced degree preferred.
• 12+ years of financial services experience with institutional credit.
• Deep expertise in CRE, C&I, or related specialist lending.
• Experience underwriting large, complex deals and managing workouts.

Responsibilities

• Lead senior-level credit administration and decision-making for large, complex lending transactions.
• Ensure top-tier credit quality across analyses, presentations, risk grading, and documentation.
• Oversee credit management practices and provide strategic consultation across the enterprise.
• Drive process improvements and coordinate credit training activities.
• Monitor portfolio risks, QA reviews, and regulatory examinations.
• Collaborate in Senior Loan Forum and other approval processes.

Skills

Credit leadership

Underwriting

Portfolio management

Regulatory compliance

Risk analysis

Loan documentation

Education

Bachelor's degree in Finance, Accounting, Business

Job description

Are you a seasoned credit professional looking to make an enterprise-wide impact?

At Zions Bancorporation, we are seeking a highly strategic and experienced Senior Manager, Credit Administrator to join our team in Denver. In this critical leadership role, you will act as the cornerstone of Credit Administration for our Colorado market, driving high-level decision-making for large, complex lending transactions and shaping credit management best practices across the organization.

If you have a deep institutional credit background and thrive in a consultative, high-impact environment, this is your opportunity to lead, innovate, and safeguard our portfolio.

What You Will Do

• Lead with Authority: Execute senior-level credit administration and decision-making for a variety of large, complex lending transactions.


• Drive Quality & Excellence: Ensure consistent, top-tier quality in credit account and portfolio management, analyses, presentations, risk grading, and loan documentation.


• Act as a Strategic Consultant: Serve as a vital oversight and approval resource, dedicated to elevating credit management across the enterprise.


• Champion Best Practices: Foster continuous process improvement, proactive risk escalation, and support comprehensive credit training activities.


• Mitigate Risk proactively: Prioritize emerging portfolio risks, establish timely risk communication, and monitor QA reviews, audits, and regulatory exams to implement necessary corrective actions.


• Optimize Performance: Analyze assigned portfolio performance and assess product risk and return to promote cost-effective, high-impact management practices.


• Collaborate at the Highest Levels: Participate actively in the Senior Loan Forum and other crucial approval processes, ensuring strict adherence to banking laws, regulations, and accounting policies.

What You Bring to the Table

• Education: A Bachelor’s degree in Finance, Accounting, Business, or a related field. (An advanced degree is highly preferred).*


• Experience: 12+ years of directly related financial services experience. (A combination of education and experience may satisfy requirements).*


• Deep Expertise: Exceptional institutional credit acumen, with a proven track record of structuring and underwriting a wide range of complex credit transactions across Commercial Real Estate (CRE), Commercial & Industrial (C&I), or other specialist lending areas.


• Versatility: Demonstrated experience not only in underwriting large, complex deals but also in successfully navigating loan workouts and managing problem loans.

Pay range for this position is $225,000 -315,000 depending on experience and education

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.

Vectra Bank a division of Zions Bancorporation, N.A. Member FDIC