Senior Loan Underwriter & Valuation Analyst

Atlantic Union Bank; Richmond (VA); On-site; USD 90,000 - 120,000; Full time

Job summary

Atlantic Union Bank is seeking an experienced Loan Underwriter to evaluate credit requests and property valuations, ensuring sound risk assessment and compliant decisions. You will review borrower financials, collateral strength, and appraisal reports while aligning with investor guidelines and regulations.

This role requires advanced underwriting know-how, attention to documentation, and collaboration with lending, operations and risk teams to support timely, high-quality credit decisions.

Qualifications

• 7+ years of relevant underwriting experience.
• Ability to review appraisal reports and determine risk levels.
• Knowledge of underwriting standards and regulatory requirements.

Responsibilities

• Evaluate and approve/deny loan applications per unit standards.
• Gather information to make sound decisions.
• Respond to internal/external inquiries as needed.
• Maintain thorough documentation and coordinate with lending, operations and risk teams.

Skills

Credit analysis

Underwriting

Risk assessment

Financial statement analysis

Regulatory compliance

Education

Vocational or technical training

Job description

Atlantic Union Bank is seeking an experienced Loan Underwriter to evaluate credit requests and property valuations, ensuring sound risk assessment and compliant decisions. You will review borrower financials, collateral strength, and appraisal reports while aligning with investor guidelines and regulations.

This role requires advanced underwriting know-how, attention to documentation, and collaboration with lending, operations and risk teams to support timely, high-quality credit decisions.