Specialist I - Loan Underwriting

Atlantic Union Bank; Richmond, Northern (VA, KY); On-site; USD 47,000 - 80,000; Full time

Job summary

Atlantic Union Bank seeks an entry-level Loan Underwriting & Appraisals assistant to support credit decisions in a remote, full-time role. You will participate in evaluating borrower information and collateral, under supervision, to help ensure accurate risk assessment.

The role emphasizes learning with potential for NMLS certification; compensation reflects education, experience, and location, with a comprehensive benefits package.

Qualifications

• Entry-level position with little to no prior experience.
• May require obtaining and/or maintaining NMLS registration.
• Compensation based on education, work experience, skills, certifications, and geographic location.
• Comprehensive benefits package including medical, dental, vision, life insurance, disability, and 401(k).

Responsibilities

• Analyze borrower information, repayment capacity, and collateral under supervision.
• Review and validate appraisal reports for accuracy and guidelines adherence.
• Assist in determining risk levels and loan approval recommendations.
• Support documentation practices and collaborate with lending, operations, and risk teams.

Job description

Job Category: Enterprise Banking Operations

Requisition Number: SPECI010499

• Posted : September 9, 2026
• Full-Time
• Remote
• Salary Range : $47,000 USD to $79,900 USD

Locations

Showing 1 location

Description

The Underwriting & Appraisals area is responsible for evaluating credit requests and property valuations to ensure accurate risk assessment, sound credit decisions, and compliance with internal policies, investor requirements, and regulatory standards. Activities may include:

• Analyzing borrower financial information, repayment capacity, collateral strength, and overall creditworthiness
• Reviewing and validating appraisal reports for accuracy and adherence to established guidelines
• Determining risk levels and approval recommendations
• Applying underwriting standards consistently, identifying and mitigating potential risks, maintaining strong documentation practices, and partnering with lending, operations, and risk teams to support timely and high-quality credit decisions

The Loan Underwriting area activities may include:

• Evaluates and approves or denies loan applications according to business unit standards in a timely manner.
• Gathers information as necessary to make sound decisions.
• Responds to internal and external customer inquiries as necessary.
• Performs other duties as necessary to support the goals and objectives of the department and business unit.
• Other duties as assigned.

Entry-level that typically requires little or no prior experience. Responsibilities typically include:

• Work that is routine or follows standard procedures.
• Work that is closely supervised.
• Faces routine problems with clearly defined solutions.
• Communicates information that requires little explanation or interpretation.

Knowledge & Experience

• Typically requires little to no experience or advanced education

Required Certifications/Licenses

• May require obtaining and/or maintaining NMLS registration

Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc.

Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements. In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria. General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank

We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.