Senior Loan Quality, Ag Lending

Merchants Bank IN; Richmond (IN); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Health

Vision

Dental

401K

ESOP

100% Tuition Assistance

4 weeks paid time off

plus a few more

Job summary

Merchants Bank IN in Indiana is seeking a Senior Loan Quality Control professional for Ag Lending. The role focuses on ensuring quality control for agricultural loans, reviewing documents, and supporting officers with due diligence and filing accuracy.

The position emphasizes compliance with regulatory guidelines, confidentiality, and collaboration within the loan team to deliver high-quality service to customers and ensure sound operational practices.

Qualifications

• Requires a high school diploma or GED.
• Bachelor’s degree desired but not required.
• Strong attention to detail required.
• Must be a self‑starter and work on their own as well as in a team setting.
• Proficient knowledge of MS Word, Excel and Outlook.
• Agricultural industry knowledge desired.
• Demonstrates strong attention to detail, a team‑first attitude with a strong desire to achieve long‑term quality results and exhibits leadership skills among their peers.
• Demonstrates exceptional knowledge and proficiency of Expected Outcomes.

Responsibilities

• Assist Agricultural Loan Officers with quality control, organization, and filing.
• Ensure all closed loans are reviewed and documents are complete and accurate.
• Monitor insurance expiration dates and obtain renewal information from customers as needed.
• Support the bank through audits by collecting documentation and liaising with auditors.

Skills

Attention to detail

Self-starter

Team player

Leadership

Education

High school diploma or GED

Bachelor’s degree desired

Tools

MS Word

Excel

Outlook

Job description

Job Title

Senior Loan Quality Control, Ag Lending

Job Type

Full-time

Description

The Senior Loan Quality Control, Ag Lending position will work side‑by‑side with the Agricultural Loan Officers to assist with quality control, organization, filing, and any other tasks that are necessary. The Senior Loan Quality Control, Ag Lending will also help with other aspects of the bank as needed.

Expected Outcomes: A successful Senior Loan Quality Control, Ag Lending will make sure all closed loans have been reviewed, files are checked for completeness, and all required documentation is accurate.

Expectations After One Year

• Check for compliance with all established regulations and guidelines pertaining to documents required for due diligence per credit approval.
• Review all completed loan documents to ensure all were signed by the customer.
• Responsible for working within regulatory guidelines and bank policies that are applicable to the area this position supports.
• Respond to any defects found on any loan review in a timely manner.
• Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation.
• Responsible for the collection of documentation for various Audits conducted throughout the year. If needed, act as a liaison between the auditor and Ag. Loan personnel.
• Monitor insurance expiration dates and obtain renewal information from customer if needed.
• Focus on Ag Community and projecting positive image for bank with current and perspective customer base. Assist with customer requests in the absence of loan officer and be sure that customer receives a level of service that meets or exceeds expectations.
• Assist in answering the telephone and performing general teller responsibilities as needed.
• Perform other duties within the bank as deemed necessary by agricultural loan officers to enhance efficiency and balance workloads.
• Facilitate and assist in any other areas of the bank that may be deemed necessary by management to assure operational soundness and project a positive perception of the bank by its present or perspective customer base.

Requirements

• Requires a high school diploma or GED.
• Bachelor’s degree desired but not required.
• Strong attention to detail required.
• Must be a self‑starter and work on their own as well as in a team setting.
• Proficient knowledge or MS Word, Excel and Outlook required.
• Agricultural industry knowledge desired.
• Demonstrates strong attention to detail, a team‑first attitude with a strong desire to achieve long‑term quality results and exhibits leadership skills among their peers.
• Demonstrates exceptional knowledge and proficiency of Expected Outcomes.

Benefits

• Health
• Vision
• Dental
• 401K
• ESOP
• 100% Tuition Assistance
• 4 weeks paid time off
• plus a few more